Sep, 30, 2025 — BRAZOS VALLEY SCHOOLS CREDIT UNION is a federally insured state chartered credit union headquartered in KATY, TX with 12 branch locations and about $994.13 million in total assets. Opened 72 years ago in 1954, BRAZOS VALLEY SCHOOLS CREDIT UNION has about 64,383 members and employs 171 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.
| Name: | BRAZOS VALLEY SCHOOLS CREDIT UNION |
|---|---|
| Address: (Main Office) | 25525 Katy Mills Pkwy KATY, TX 77494 |
| Phone: | (281) 391-2149 |
| Fax: | (281) 391-8158 |
| Website: | https://www.bvscu.org |
| Branches: | 12 branch locations |
| Members: | 64,383 |
| Credit Union Type: | Federally Insured State Chartered Credit Union |
| Charter Number: | 66353 |
|---|---|
| Membership Type: | State chartered natural person |
| Corporate Credit Union: | No |
| Year Opened: | 1954 |
| Last Audited: | Dec 01, 2024 |
| FHLB Member: | No |
| Low Income Designation: | No |
| Assets: | $994,134,122 |
| CEO/Manager: | Yvonne E Kershner |
| Chairperson: | Kathy Kubelka |
| ASSETS: | $ Amount |
|---|---|
| Cash & Equivalents | 176,494,017 |
| TOTAL INVESTMENTS | 0 |
| Loans Held for Sale | 0 |
| Real Estate Loans | 191,683,667 |
| Unsecured Loans | 81,038,982 |
| Other Loans | 166,446,257 |
| TOTAL LOANS | 439,168,906 |
| (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) | -7,803,305 |
| Land And Building | 28,273,557 |
| Other Fixed Assets | 3,231,178 |
| NCUSIF (National Credit Union Share Insurance Fund) Deposit | 8,455,091 |
| All Other Assets | 424 |
| TOTAL ASSETS | 994,134,122 |
| LIABILITIES & CAPITAL: | |
| Dividends Payable | 4,958 |
| Notes & Interest Payable | 0 |
| Accounts Payable & Other Liabilities | 5,978,480 |
| Uninsured Secondary Capital and Subordinated Debt Included in Net Worth | 0 |
| Share Drafts | 178,045,244 |
| Regular shares | 364,744,814 |
| All Other Shares & Deposits | 340,841,553 |
| TOTAL SHARES & DEPOSITS | 883,631,611 |
| TOTAL LIABILITIES | 889,616,021 |
| Regular Reserve | 0 |
| Other Reserves | 49,815,903 |
| Undivided Earnings | 54,702,198 |
| TOTAL EQUITY | 104,518,101 |
| TOTAL LIABILITIES, SHARES, & EQUITY | 994,134,122 |
| INCOME & EXPENSE | |
| Loan Income | 21,258,163 |
| Investment Income | 10,709,271 |
| Other Income | 4,500,596 |
| Total Employee Compensation & Benefits | 10,190,306 |
| NCUSIF (National Credit Union Share Insurance Fund) Premiums Expense | 0 |
| Total Other Operating Expenses | 12,575,928 |
| Non-operating Income & (Expense) | 1,843,543 |
| NCUSIF Stabilization Income | N/A |
| Provision for Loan/Lease Losses or Total Credit Loss Expense | 3,551,371 |
| Cost of Funds | 8,520,235 |
| NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM | N/A |
| Net Income (Loss) | 8,284,801 |
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