Sep, 30, 2025 — DECATUR POSTAL CREDIT UNION is a federally insured state chartered credit union headquartered in DECATUR, IL with 1 branch location and about $6.53 million in total assets. Opened 98 years ago in 1928, DECATUR POSTAL CREDIT UNION has about 494 members and employs 3 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.
| Name: | DECATUR POSTAL CREDIT UNION |
|---|---|
| Address: (Main Office) | 214 N Franklin St DECATUR, IL 62523 |
| Phone: | (217) 428-8333 |
| Fax: | (217) 428-8441 |
| Website: | https://www.decaturpostalcreditunion |
| Branches: | 1 branch locations |
| Members: | 494 |
| Credit Union Type: | Federally Insured State Chartered Credit Union |
| Charter Number: | 65841 |
|---|---|
| Membership Type: | State chartered natural person |
| Corporate Credit Union: | No |
| Year Opened: | 1928 |
| Last Audited: | Sep 01, 2024 |
| FHLB Member: | No |
| Low Income Designation: | No |
| Assets: | $6,529,946 |
| CEO/Manager: | Melissa M Wright |
| Chairperson: | Chris Barteck |
| ASSETS: | $ Amount |
|---|---|
| Cash & Equivalents | 207,410 |
| TOTAL INVESTMENTS | 0 |
| Loans Held for Sale | 0 |
| Real Estate Loans | 0 |
| Unsecured Loans | 304,132 |
| Other Loans | 2,261,584 |
| TOTAL LOANS | 2,565,716 |
| (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) | -68,128 |
| Land And Building | 0 |
| Other Fixed Assets | 8,444 |
| NCUSIF (National Credit Union Share Insurance Fund) Deposit | 51,249 |
| All Other Assets | 0 |
| TOTAL ASSETS | 6,529,946 |
| LIABILITIES & CAPITAL: | |
| Dividends Payable | 0 |
| Notes & Interest Payable | 0 |
| Accounts Payable & Other Liabilities | 4,455 |
| Uninsured Secondary Capital and Subordinated Debt Included in Net Worth | 0 |
| Share Drafts | 0 |
| Regular shares | 3,820,543 |
| All Other Shares & Deposits | 1,219,983 |
| TOTAL SHARES & DEPOSITS | 5,040,526 |
| TOTAL LIABILITIES | 5,044,981 |
| Regular Reserve | 0 |
| Other Reserves | 0 |
| Undivided Earnings | 1,484,965 |
| TOTAL EQUITY | 1,484,965 |
| TOTAL LIABILITIES, SHARES, & EQUITY | 6,529,946 |
| INCOME & EXPENSE | |
| Loan Income | 129,925 |
| Investment Income | 114,675 |
| Other Income | 5,545 |
| Total Employee Compensation & Benefits | 62,259 |
| NCUSIF (National Credit Union Share Insurance Fund) Premiums Expense | 0 |
| Total Other Operating Expenses | 78,869 |
| Non-operating Income & (Expense) | 81 |
| NCUSIF Stabilization Income | N/A |
| Provision for Loan/Lease Losses or Total Credit Loss Expense | 0 |
| Cost of Funds | 44,662 |
| NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM | N/A |
| Net Income (Loss) | 64,436 |
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