UNITED CREDIT UNION is no longer an active credit union according to the NCUA. If available, you can view their website at https://www.unitedcreditunion.org for more information.
Sep, 30, 2025 — UNITED CREDIT UNION is a federally insured state chartered credit union headquartered in Council Bluffs, IA with 1 branch location and about $21.39 million in total assets. Opened 73 years ago in 1953, UNITED CREDIT UNION has about 1,912 members and employs 4 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.
| Name: | UNITED CREDIT UNION |
|---|---|
| Address: (Main Office) | 1900 West Broadway Council Bluffs, IA 51501 |
| Phone: | (712) 322-0841 |
| Fax: | (712) 322-0828 |
| Website: | https://www.unitedcreditunion.org |
| Branches: | 1 branch locations |
| Members: | 1,912 |
| Credit Union Type: | Federally Insured State Chartered Credit Union |
| Charter Number: | 65557 |
|---|---|
| Membership Type: | State chartered natural person |
| Corporate Credit Union: | No |
| Year Opened: | 1953 |
| Last Audited: | Dec 01, 2021 |
| FHLB Member: | No |
| Low Income Designation: | No |
| Assets: | $21,392,974 |
| CEO/Manager: | Andrena L MacLeod |
| Chairperson: | Lindsay Andersen |
| ASSETS: | $ Amount |
|---|---|
| Cash & Equivalents | 1,409,680 |
| TOTAL INVESTMENTS | 0 |
| Loans Held for Sale | 0 |
| Real Estate Loans | 626,873 |
| Unsecured Loans | 245,021 |
| Other Loans | 4,527,133 |
| TOTAL LOANS | 5,399,027 |
| (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) | -33,701 |
| Land And Building | 84,952 |
| Other Fixed Assets | 57,942 |
| NCUSIF (National Credit Union Share Insurance Fund) Deposit | 190,639 |
| All Other Assets | 0 |
| TOTAL ASSETS | 21,392,974 |
| LIABILITIES & CAPITAL: | |
| Dividends Payable | 0 |
| Notes & Interest Payable | 0 |
| Accounts Payable & Other Liabilities | 18,989 |
| Uninsured Secondary Capital and Subordinated Debt Included in Net Worth | 0 |
| Share Drafts | 3,912,848 |
| Regular shares | 13,724,459 |
| All Other Shares & Deposits | 1,678,204 |
| TOTAL SHARES & DEPOSITS | 19,315,511 |
| TOTAL LIABILITIES | 19,334,500 |
| Regular Reserve | 0 |
| Other Reserves | 700,000 |
| Undivided Earnings | 1,358,474 |
| TOTAL EQUITY | 2,058,474 |
| TOTAL LIABILITIES, SHARES, & EQUITY | 21,392,974 |
| INCOME & EXPENSE | |
| Loan Income | 194,298 |
| Investment Income | 140,942 |
| Other Income | 47,503 |
| Total Employee Compensation & Benefits | 178,011 |
| NCUSIF (National Credit Union Share Insurance Fund) Premiums Expense | 0 |
| Total Other Operating Expenses | 202,341 |
| Non-operating Income & (Expense) | 0 |
| NCUSIF Stabilization Income | N/A |
| Provision for Loan/Lease Losses or Total Credit Loss Expense | 600 |
| Cost of Funds | 8,277 |
| NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM | N/A |
| Net Income (Loss) | 35,109 |
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