Sep, 30, 2025 — SIOUX VALLEY COMMUNITY CREDIT UNION is a federally insured state chartered credit union headquartered in SIOUX CITY, IA with 3 branch locations and about $40.75 million in total assets. Opened 74 years ago in 1952, SIOUX VALLEY COMMUNITY CREDIT UNION has about 3,676 members and employs 17 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.
| Name: | SIOUX VALLEY COMMUNITY CREDIT UNION |
|---|---|
| Address: (Main Office) | 1120 6th St SIOUX CITY, IA 51101-1908 |
| Phone: | (712) 277-1440 |
| Fax: | (712) 233-5499 |
| Website: | https://www.siouxvalleyccu.com |
| Branches: | 3 branch locations |
| Members: | 3,676 |
| Credit Union Type: | Federally Insured State Chartered Credit Union |
| Charter Number: | 64417 |
|---|---|
| Membership Type: | State chartered natural person |
| Corporate Credit Union: | No |
| Year Opened: | 1952 |
| Last Audited: | Sep 01, 2025 |
| FHLB Member: | No |
| Low Income Designation: | No |
| Assets: | $40,752,312 |
| CEO/Manager: | John Parks |
| Chairperson: | Ann Hill |
| ASSETS: | $ Amount |
|---|---|
| Cash & Equivalents | 4,993,934 |
| TOTAL INVESTMENTS | 0 |
| Loans Held for Sale | 0 |
| Real Estate Loans | 9,876,432 |
| Unsecured Loans | 753,660 |
| Other Loans | 14,193,892 |
| TOTAL LOANS | 24,823,984 |
| (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) | -196,360 |
| Land And Building | 718,492 |
| Other Fixed Assets | 181,578 |
| NCUSIF (National Credit Union Share Insurance Fund) Deposit | 342,609 |
| All Other Assets | 0 |
| TOTAL ASSETS | 40,752,312 |
| LIABILITIES & CAPITAL: | |
| Dividends Payable | 0 |
| Notes & Interest Payable | 0 |
| Accounts Payable & Other Liabilities | 247,832 |
| Uninsured Secondary Capital and Subordinated Debt Included in Net Worth | 0 |
| Share Drafts | 7,794,024 |
| Regular shares | 18,828,869 |
| All Other Shares & Deposits | 9,337,147 |
| TOTAL SHARES & DEPOSITS | 35,960,040 |
| TOTAL LIABILITIES | 36,207,872 |
| Regular Reserve | 0 |
| Other Reserves | 1,062,054 |
| Undivided Earnings | 3,482,386 |
| TOTAL EQUITY | 4,544,440 |
| TOTAL LIABILITIES, SHARES, & EQUITY | 40,752,312 |
| INCOME & EXPENSE | |
| Loan Income | 1,042,611 |
| Investment Income | 490,778 |
| Other Income | 230,648 |
| Total Employee Compensation & Benefits | 671,259 |
| NCUSIF (National Credit Union Share Insurance Fund) Premiums Expense | 0 |
| Total Other Operating Expenses | 763,309 |
| Non-operating Income & (Expense) | 28,414 |
| NCUSIF Stabilization Income | N/A |
| Provision for Loan/Lease Losses or Total Credit Loss Expense | 106,410 |
| Cost of Funds | 249,721 |
| NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM | N/A |
| Net Income (Loss) | 66,832 |
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