SOUTH DIVISION CREDIT UNION is no longer an active credit union according to the NCUA. If available, you can view their website at https://www.sdcu.org for more information.
Sep, 30, 2025 — SOUTH DIVISION CREDIT UNION is a federally insured state chartered credit union headquartered in EVERGREEN PARK, IL with 4 branch locations and about $51.62 million in total assets. Opened 91 years ago in 1935, SOUTH DIVISION CREDIT UNION has about 5,287 members and employs 17 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.
| Name: | SOUTH DIVISION CREDIT UNION |
|---|---|
| Address: (Main Office) | 9122 S KEDZIE AVE EVERGREEN PARK, IL 60805-1605 |
| Phone: | (708) 857-7070 |
| Fax: | (708) 857-8218 |
| Website: | https://www.sdcu.org |
| Branches: | 4 branch locations |
| Members: | 5,287 |
| Credit Union Type: | Federally Insured State Chartered Credit Union |
| Charter Number: | 65550 |
|---|---|
| Membership Type: | State chartered natural person |
| Corporate Credit Union: | No |
| Year Opened: | 1935 |
| Last Audited: | Dec 01, 2020 |
| FHLB Member: | No |
| Low Income Designation: | No |
| Assets: | $51,622,280 |
| CEO/Manager: | Geraldine Burek |
| Chairperson: | John Paul, Jr. |
| ASSETS: | $ Amount |
|---|---|
| Cash & Equivalents | 22,807,137 |
| TOTAL INVESTMENTS | 4,976,242 |
| Loans Held for Sale | 0 |
| Real Estate Loans | 4,468,118 |
| Unsecured Loans | 2,792,879 |
| Other Loans | 7,871,340 |
| TOTAL LOANS | 15,132,337 |
| (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) | -681,611 |
| Land And Building | 1,888,575 |
| Other Fixed Assets | 144,418 |
| NCUSIF (National Credit Union Share Insurance Fund) Deposit | 438,770 |
| All Other Assets | 6,916,412 |
| TOTAL ASSETS | 51,622,280 |
| LIABILITIES & CAPITAL: | |
| Dividends Payable | 282 |
| Notes & Interest Payable | 0 |
| Accounts Payable & Other Liabilities | 2,595,709 |
| Uninsured Secondary Capital and Subordinated Debt Included in Net Worth | 0 |
| Share Drafts | 13,016,642 |
| Regular shares | 29,118,332 |
| All Other Shares & Deposits | 5,424,585 |
| TOTAL SHARES & DEPOSITS | 47,559,559 |
| TOTAL LIABILITIES | 50,155,550 |
| Regular Reserve | 1,464,796 |
| Other Reserves | -2,391,918 |
| Undivided Earnings | 2,393,852 |
| TOTAL EQUITY | 1,466,730 |
| TOTAL LIABILITIES, SHARES, & EQUITY | 51,622,280 |
| INCOME & EXPENSE | |
| Loan Income | 485,252 |
| Investment Income | 76,517 |
| Other Income | 295,667 |
| Total Employee Compensation & Benefits | 598,025 |
| NCUSIF (National Credit Union Share Insurance Fund) Premiums Expense | 0 |
| Total Other Operating Expenses | 770,363 |
| Non-operating Income & (Expense) | 0 |
| NCUSIF Stabilization Income | N/A |
| Provision for Loan/Lease Losses or Total Credit Loss Expense | -28,052 |
| Cost of Funds | 8,433 |
| NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM | N/A |
| Net Income (Loss) | -252,211 |
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