Sep, 30, 2025 — CARBONDALE HIGHWAY CREDIT UNION is a federally insured state chartered credit union headquartered in CARBONDALE, IL with 1 branch location and about $5.56 million in total assets. Opened 75 years ago in 1951, CARBONDALE HIGHWAY CREDIT UNION has about 695 members and employs 3 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.
| Name: | CARBONDALE HIGHWAY CREDIT UNION |
|---|---|
| Address: (Main Office) | 2801 W Murphysboro Rd CARBONDALE, IL 62901 |
| Phone: | (618) 549-6624 |
| Fax: | (618) 529-5267 |
| Website: | n/a |
| Branches: | 1 branch locations |
| Members: | 695 |
| Credit Union Type: | Federally Insured State Chartered Credit Union |
| Charter Number: | 65427 |
|---|---|
| Membership Type: | State chartered natural person |
| Corporate Credit Union: | No |
| Year Opened: | 1951 |
| Last Audited: | Sep 01, 2024 |
| FHLB Member: | No |
| Low Income Designation: | No |
| Assets: | $5,557,126 |
| CEO/Manager: | Virginia Archambeau |
| Chairperson: | Aaron Hayes |
| ASSETS: | $ Amount |
|---|---|
| Cash & Equivalents | 1,549,655 |
| TOTAL INVESTMENTS | 0 |
| Loans Held for Sale | 0 |
| Real Estate Loans | 0 |
| Unsecured Loans | 291,918 |
| Other Loans | 2,392,181 |
| TOTAL LOANS | 2,684,100 |
| (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) | -17,791 |
| Land And Building | 0 |
| Other Fixed Assets | 0 |
| NCUSIF (National Credit Union Share Insurance Fund) Deposit | 49,688 |
| All Other Assets | 0 |
| TOTAL ASSETS | 5,557,126 |
| LIABILITIES & CAPITAL: | |
| Dividends Payable | 1 |
| Notes & Interest Payable | 0 |
| Accounts Payable & Other Liabilities | 16,272 |
| Uninsured Secondary Capital and Subordinated Debt Included in Net Worth | 0 |
| Share Drafts | 840,390 |
| Regular shares | 3,832,887 |
| All Other Shares & Deposits | 12,536 |
| TOTAL SHARES & DEPOSITS | 4,685,814 |
| TOTAL LIABILITIES | 4,702,087 |
| Regular Reserve | 0 |
| Other Reserves | 198,326 |
| Undivided Earnings | 656,713 |
| TOTAL EQUITY | 855,039 |
| TOTAL LIABILITIES, SHARES, & EQUITY | 5,557,126 |
| INCOME & EXPENSE | |
| Loan Income | 134,305 |
| Investment Income | 73,179 |
| Other Income | 1,294 |
| Total Employee Compensation & Benefits | 131,021 |
| NCUSIF (National Credit Union Share Insurance Fund) Premiums Expense | 0 |
| Total Other Operating Expenses | 61,675 |
| Non-operating Income & (Expense) | 0 |
| NCUSIF Stabilization Income | N/A |
| Provision for Loan/Lease Losses or Total Credit Loss Expense | 0 |
| Cost of Funds | 1,515 |
| NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM | N/A |
| Net Income (Loss) | 14,619 |
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