Sep, 30, 2025 — STATE EMPLOYEES COMMUNITY CREDIT UNION is a federally insured state chartered credit union headquartered in ALTON, IL with 1 branch location and about $6.55 million in total assets. Opened 74 years ago in 1952, STATE EMPLOYEES COMMUNITY CREDIT UNION has about 1,022 members and employs 3 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.
| Name: | STATE EMPLOYEES COMMUNITY CREDIT UNION |
|---|---|
| Address: (Main Office) | 4500 College Ave Ste 200 ALTON, IL 62002-5013 |
| Phone: | (618) 462-5229 |
| Fax: | (618) 465-5143 |
| Website: | https://www.stateemployeescu.virtual |
| Branches: | 1 branch locations |
| Members: | 1,022 |
| Credit Union Type: | Federally Insured State Chartered Credit Union |
| Charter Number: | 65259 |
|---|---|
| Membership Type: | State chartered natural person |
| Corporate Credit Union: | No |
| Year Opened: | 1952 |
| Last Audited: | Dec 01, 2024 |
| FHLB Member: | No |
| Low Income Designation: | No |
| Assets: | $6,547,608 |
| CEO/Manager: | SAMANTHA L HARVEY |
| Chairperson: | Melissa Bock |
| ASSETS: | $ Amount |
|---|---|
| Cash & Equivalents | 1,479,187 |
| TOTAL INVESTMENTS | 0 |
| Loans Held for Sale | 0 |
| Real Estate Loans | 0 |
| Unsecured Loans | 969,700 |
| Other Loans | 2,713,735 |
| TOTAL LOANS | 3,683,435 |
| (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) | -71,747 |
| Land And Building | 0 |
| Other Fixed Assets | 1,436 |
| NCUSIF (National Credit Union Share Insurance Fund) Deposit | 51,647 |
| All Other Assets | 0 |
| TOTAL ASSETS | 6,547,608 |
| LIABILITIES & CAPITAL: | |
| Dividends Payable | 0 |
| Notes & Interest Payable | 0 |
| Accounts Payable & Other Liabilities | 11,332 |
| Uninsured Secondary Capital and Subordinated Debt Included in Net Worth | 0 |
| Share Drafts | 474,255 |
| Regular shares | 4,293,821 |
| All Other Shares & Deposits | 509,424 |
| TOTAL SHARES & DEPOSITS | 5,277,501 |
| TOTAL LIABILITIES | 5,288,833 |
| Regular Reserve | 0 |
| Other Reserves | 0 |
| Undivided Earnings | 1,258,775 |
| TOTAL EQUITY | 1,258,775 |
| TOTAL LIABILITIES, SHARES, & EQUITY | 6,547,608 |
| INCOME & EXPENSE | |
| Loan Income | 210,360 |
| Investment Income | 77,841 |
| Other Income | 49,688 |
| Total Employee Compensation & Benefits | 123,992 |
| NCUSIF (National Credit Union Share Insurance Fund) Premiums Expense | 0 |
| Total Other Operating Expenses | 166,139 |
| Non-operating Income & (Expense) | 0 |
| NCUSIF Stabilization Income | N/A |
| Provision for Loan/Lease Losses or Total Credit Loss Expense | 48,085 |
| Cost of Funds | 23,368 |
| NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM | N/A |
| Net Income (Loss) | 8,316 |
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