Sep, 30, 2025 — CINCINNATI EMPLOYEES CREDIT UNION is a federally insured state chartered credit union headquartered in HARRISON, OH with 1 branch location and about $33.79 million in total assets. Opened 47 years ago in 1979, CINCINNATI EMPLOYEES CREDIT UNION has about 1,729 members and employs 7 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.
| Name: | CINCINNATI EMPLOYEES CREDIT UNION |
|---|---|
| Address: (Main Office) | 1003 Harrison Ave Ste 200 HARRISON, OH 45030-2132 |
| Phone: | (513) 367-4495 |
| Fax: | (513) 367-7762 |
| Website: | https://www.cintiecu.org |
| Branches: | 1 branch locations |
| Members: | 1,729 |
| Credit Union Type: | Federally Insured State Chartered Credit Union |
| Charter Number: | 65205 |
|---|---|
| Membership Type: | State chartered natural person |
| Corporate Credit Union: | No |
| Year Opened: | 1979 |
| Last Audited: | Mar 01, 2025 |
| FHLB Member: | No |
| Low Income Designation: | No |
| Assets: | $33,788,763 |
| CEO/Manager: | Christan Eldridge |
| Chairperson: | Dustin Bauer |
| ASSETS: | $ Amount |
|---|---|
| Cash & Equivalents | 2,019,317 |
| TOTAL INVESTMENTS | 0 |
| Loans Held for Sale | 0 |
| Real Estate Loans | 7,931,294 |
| Unsecured Loans | 738,726 |
| Other Loans | 8,296,000 |
| TOTAL LOANS | 16,966,019 |
| (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) | -73,035 |
| Land And Building | 0 |
| Other Fixed Assets | 0 |
| NCUSIF (National Credit Union Share Insurance Fund) Deposit | 257,293 |
| All Other Assets | 0 |
| TOTAL ASSETS | 33,788,763 |
| LIABILITIES & CAPITAL: | |
| Dividends Payable | 0 |
| Notes & Interest Payable | 0 |
| Accounts Payable & Other Liabilities | 193,016 |
| Uninsured Secondary Capital and Subordinated Debt Included in Net Worth | 0 |
| Share Drafts | 1,508,010 |
| Regular shares | 12,634,422 |
| All Other Shares & Deposits | 15,835,835 |
| TOTAL SHARES & DEPOSITS | 29,978,267 |
| TOTAL LIABILITIES | 30,171,283 |
| Regular Reserve | 0 |
| Other Reserves | 1,500,000 |
| Undivided Earnings | 2,117,480 |
| TOTAL EQUITY | 3,617,480 |
| TOTAL LIABILITIES, SHARES, & EQUITY | 33,788,763 |
| INCOME & EXPENSE | |
| Loan Income | 612,782 |
| Investment Income | 224,518 |
| Other Income | 75,804 |
| Total Employee Compensation & Benefits | 243,834 |
| NCUSIF (National Credit Union Share Insurance Fund) Premiums Expense | 0 |
| Total Other Operating Expenses | 214,292 |
| Non-operating Income & (Expense) | 0 |
| NCUSIF Stabilization Income | N/A |
| Provision for Loan/Lease Losses or Total Credit Loss Expense | 33,000 |
| Cost of Funds | 380,607 |
| NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM | N/A |
| Net Income (Loss) | 41,371 |
| ↑ Back to Top | |