TOWN AND COUNTRY CREDIT UNION is no longer an active credit union according to the NCUA. If available, you can view their website at https://www.towncountrycu.com for more information.
Sep, 30, 2025 — TOWN AND COUNTRY CREDIT UNION is a federally insured state chartered credit union headquartered in Harlan, IA with 2 branch locations and about $36.08 million in total assets. Opened 87 years ago in 1939, TOWN AND COUNTRY CREDIT UNION has about 3,227 members and employs 13 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.
| Name: | TOWN AND COUNTRY CREDIT UNION |
|---|---|
| Address: (Main Office) | 1414 Chatburn Ave Harlan, IA 51537 |
| Phone: | (712) 755-3881 |
| Fax: | (712) 755-5536 |
| Website: | https://www.towncountrycu.com |
| Branches: | 2 branch locations |
| Members: | 3,227 |
| Credit Union Type: | Federally Insured State Chartered Credit Union |
| Charter Number: | 65168 |
|---|---|
| Membership Type: | State chartered natural person |
| Corporate Credit Union: | No |
| Year Opened: | 1939 |
| Last Audited: | Jun 01, 2022 |
| FHLB Member: | Yes |
| Low Income Designation: | No |
| Assets: | $36,077,727 |
| CEO/Manager: | Gervas Mgonja |
| Chairperson: | Richard H Hastert |
| ASSETS: | $ Amount |
|---|---|
| Cash & Equivalents | 3,163,185 |
| TOTAL INVESTMENTS | 0 |
| Loans Held for Sale | 0 |
| Real Estate Loans | 11,800,616 |
| Unsecured Loans | 1,207,475 |
| Other Loans | 15,173,979 |
| TOTAL LOANS | 28,182,070 |
| (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) | -240,620 |
| Land And Building | 568,329 |
| Other Fixed Assets | 259,267 |
| NCUSIF (National Credit Union Share Insurance Fund) Deposit | 286,085 |
| All Other Assets | 0 |
| TOTAL ASSETS | 36,077,727 |
| LIABILITIES & CAPITAL: | |
| Dividends Payable | 19,973 |
| Notes & Interest Payable | 430,000 |
| Accounts Payable & Other Liabilities | 124,706 |
| Uninsured Secondary Capital and Subordinated Debt Included in Net Worth | 0 |
| Share Drafts | 9,404,046 |
| Regular shares | 17,405,269 |
| All Other Shares & Deposits | 5,576,918 |
| TOTAL SHARES & DEPOSITS | 32,386,233 |
| TOTAL LIABILITIES | 32,960,912 |
| Regular Reserve | 0 |
| Other Reserves | 970,932 |
| Undivided Earnings | 2,145,883 |
| TOTAL EQUITY | 3,116,815 |
| TOTAL LIABILITIES, SHARES, & EQUITY | 36,077,727 |
| INCOME & EXPENSE | |
| Loan Income | 1,205,751 |
| Investment Income | 30,840 |
| Other Income | 125,543 |
| Total Employee Compensation & Benefits | 696,587 |
| NCUSIF (National Credit Union Share Insurance Fund) Premiums Expense | 0 |
| Total Other Operating Expenses | 543,785 |
| Non-operating Income & (Expense) | 0 |
| NCUSIF Stabilization Income | N/A |
| Provision for Loan/Lease Losses or Total Credit Loss Expense | 100,240 |
| Cost of Funds | 50,083 |
| NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM | N/A |
| Net Income (Loss) | 155,044 |
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