Sep, 30, 2025 — HEALTHCARE FIRST CREDIT UNION is a federally insured state chartered credit union headquartered in JOHNSTOWN, PA with 8 branch locations and about $97.97 million in total assets. Opened 47 years ago in 1979, HEALTHCARE FIRST CREDIT UNION has about 8,166 members and employs 25 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.
| Name: | HEALTHCARE FIRST CREDIT UNION |
|---|---|
| Address: (Main Office) | 1152 Franklin St JOHNSTOWN, PA 15905-4310 |
| Phone: | (814) 535-2606 |
| Fax: | (814) 535-5146 |
| Website: | https://www.healthcarefirstcu.com |
| Branches: | 8 branch locations |
| Members: | 8,166 |
| Credit Union Type: | Federally Insured State Chartered Credit Union |
| Charter Number: | 65013 |
|---|---|
| Membership Type: | State chartered natural person |
| Corporate Credit Union: | No |
| Year Opened: | 1979 |
| Last Audited: | Mar 01, 2025 |
| FHLB Member: | No |
| Low Income Designation: | No |
| Assets: | $97,970,596 |
| CEO/Manager: | Meghan A Sinclair |
| Chairperson: | Martin Burket |
| ASSETS: | $ Amount |
|---|---|
| Cash & Equivalents | 11,611,816 |
| TOTAL INVESTMENTS | 0 |
| Loans Held for Sale | 0 |
| Real Estate Loans | 4,037,061 |
| Unsecured Loans | 7,013,228 |
| Other Loans | 15,949,248 |
| TOTAL LOANS | 30,311,632 |
| (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) | -207,594 |
| Land And Building | 2,894,783 |
| Other Fixed Assets | 204,264 |
| NCUSIF (National Credit Union Share Insurance Fund) Deposit | 827,516 |
| All Other Assets | 0 |
| TOTAL ASSETS | 97,970,596 |
| LIABILITIES & CAPITAL: | |
| Dividends Payable | 13,959 |
| Notes & Interest Payable | 0 |
| Accounts Payable & Other Liabilities | 540,306 |
| Uninsured Secondary Capital and Subordinated Debt Included in Net Worth | 0 |
| Share Drafts | 15,753,589 |
| Regular shares | 50,986,075 |
| All Other Shares & Deposits | 17,814,112 |
| TOTAL SHARES & DEPOSITS | 84,553,776 |
| TOTAL LIABILITIES | 85,108,041 |
| Regular Reserve | 0 |
| Other Reserves | 2,307,422 |
| Undivided Earnings | 10,555,133 |
| TOTAL EQUITY | 12,862,555 |
| TOTAL LIABILITIES, SHARES, & EQUITY | 97,970,596 |
| INCOME & EXPENSE | |
| Loan Income | 1,325,300 |
| Investment Income | 1,152,726 |
| Other Income | 434,966 |
| Total Employee Compensation & Benefits | 903,339 |
| NCUSIF (National Credit Union Share Insurance Fund) Premiums Expense | 0 |
| Total Other Operating Expenses | 1,088,821 |
| Non-operating Income & (Expense) | 0 |
| NCUSIF Stabilization Income | N/A |
| Provision for Loan/Lease Losses or Total Credit Loss Expense | 27,605 |
| Cost of Funds | 445,389 |
| NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM | N/A |
| Net Income (Loss) | 572,450 |
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