Sep, 30, 2025 — ILLINOIS STATE CREDIT UNION is a federally insured state chartered credit union headquartered in NORMAL, IL with 5 branch locations and about $228.24 million in total assets. Opened 66 years ago in 1960, ILLINOIS STATE CREDIT UNION has about 18,092 members and employs 63 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.
| Name: | ILLINOIS STATE CREDIT UNION |
|---|---|
| Address: (Main Office) | 1309 S Center St NORMAL, IL 61761-3458 |
| Phone: | (309) 451-8400 |
| Fax: | (309) 451-8410 |
| Website: | https://www.itsmycreditunion.org |
| Branches: | 5 branch locations |
| Members: | 18,092 |
| Credit Union Type: | Federally Insured State Chartered Credit Union |
| Charter Number: | 64920 |
|---|---|
| Membership Type: | State chartered natural person |
| Corporate Credit Union: | No |
| Year Opened: | 1960 |
| Last Audited: | Sep 01, 2024 |
| FHLB Member: | Yes |
| Low Income Designation: | No |
| Assets: | $228,238,982 |
| CEO/Manager: | Thom R Ewen |
| Chairperson: | Larry Quane |
| ASSETS: | $ Amount |
|---|---|
| Cash & Equivalents | 23,071,700 |
| TOTAL INVESTMENTS | 0 |
| Loans Held for Sale | 0 |
| Real Estate Loans | 70,716,414 |
| Unsecured Loans | 18,321,987 |
| Other Loans | 90,205,925 |
| TOTAL LOANS | 179,244,326 |
| (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) | -2,417,486 |
| Land And Building | 3,274,401 |
| Other Fixed Assets | 478,937 |
| NCUSIF (National Credit Union Share Insurance Fund) Deposit | 1,909,291 |
| All Other Assets | 0 |
| TOTAL ASSETS | 228,238,982 |
| LIABILITIES & CAPITAL: | |
| Dividends Payable | 18 |
| Notes & Interest Payable | 0 |
| Accounts Payable & Other Liabilities | 2,424,822 |
| Uninsured Secondary Capital and Subordinated Debt Included in Net Worth | 0 |
| Share Drafts | 36,274,975 |
| Regular shares | 81,195,049 |
| All Other Shares & Deposits | 83,400,661 |
| TOTAL SHARES & DEPOSITS | 200,870,685 |
| TOTAL LIABILITIES | 203,295,525 |
| Regular Reserve | 0 |
| Other Reserves | 3,459,614 |
| Undivided Earnings | 21,483,843 |
| TOTAL EQUITY | 24,943,457 |
| TOTAL LIABILITIES, SHARES, & EQUITY | 228,238,982 |
| INCOME & EXPENSE | |
| Loan Income | 8,871,285 |
| Investment Income | 1,592,844 |
| Other Income | 1,486,623 |
| Total Employee Compensation & Benefits | 4,384,405 |
| NCUSIF (National Credit Union Share Insurance Fund) Premiums Expense | 0 |
| Total Other Operating Expenses | 3,146,883 |
| Non-operating Income & (Expense) | -1,465 |
| NCUSIF Stabilization Income | N/A |
| Provision for Loan/Lease Losses or Total Credit Loss Expense | 1,564,096 |
| Cost of Funds | 2,653,795 |
| NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM | N/A |
| Net Income (Loss) | 1,083,958 |
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