Sep, 30, 2025 — POSTAL EMPLOYEES CREDIT UNION is a federally insured state chartered credit union headquartered in TRENTON, NJ with 1 branch location and about $33.27 million in total assets. Opened 98 years ago in 1928, POSTAL EMPLOYEES CREDIT UNION has about 1,829 members and employs 7 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.
| Name: | POSTAL EMPLOYEES CREDIT UNION |
|---|---|
| Address: (Main Office) | 4248 S Broad St TRENTON, NJ 08620-2105 |
| Phone: | (609) 585-4334 |
| Fax: | (609) 585-3514 |
| Website: | https://www.pecu24.org |
| Branches: | 1 branch locations |
| Members: | 1,829 |
| Credit Union Type: | Federally Insured State Chartered Credit Union |
| Charter Number: | 64882 |
|---|---|
| Membership Type: | State chartered natural person |
| Corporate Credit Union: | No |
| Year Opened: | 1928 |
| Last Audited: | Dec 01, 2023 |
| FHLB Member: | No |
| Low Income Designation: | No |
| Assets: | $33,271,358 |
| CEO/Manager: | Stephen J Lardiere |
| Chairperson: | Joann Bowen |
| ASSETS: | $ Amount |
|---|---|
| Cash & Equivalents | 4,512,874 |
| TOTAL INVESTMENTS | 0 |
| Loans Held for Sale | 0 |
| Real Estate Loans | 4,748,462 |
| Unsecured Loans | 3,646,287 |
| Other Loans | 2,588,847 |
| TOTAL LOANS | 10,983,596 |
| (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) | -194,516 |
| Land And Building | 674,046 |
| Other Fixed Assets | 107,663 |
| NCUSIF (National Credit Union Share Insurance Fund) Deposit | 292,824 |
| All Other Assets | 0 |
| TOTAL ASSETS | 33,271,358 |
| LIABILITIES & CAPITAL: | |
| Dividends Payable | 179,111 |
| Notes & Interest Payable | 0 |
| Accounts Payable & Other Liabilities | -3,251,231 |
| Uninsured Secondary Capital and Subordinated Debt Included in Net Worth | 0 |
| Share Drafts | 3,777,588 |
| Regular shares | 12,819,397 |
| All Other Shares & Deposits | 13,743,692 |
| TOTAL SHARES & DEPOSITS | 30,340,677 |
| TOTAL LIABILITIES | 27,268,557 |
| Regular Reserve | 0 |
| Other Reserves | 786,330 |
| Undivided Earnings | 5,216,471 |
| TOTAL EQUITY | 6,002,801 |
| TOTAL LIABILITIES, SHARES, & EQUITY | 33,271,358 |
| INCOME & EXPENSE | |
| Loan Income | 520,494 |
| Investment Income | 579,500 |
| Other Income | 40,896 |
| Total Employee Compensation & Benefits | 320,189 |
| NCUSIF (National Credit Union Share Insurance Fund) Premiums Expense | 0 |
| Total Other Operating Expenses | 263,822 |
| Non-operating Income & (Expense) | 14,100 |
| NCUSIF Stabilization Income | N/A |
| Provision for Loan/Lease Losses or Total Credit Loss Expense | 20,436 |
| Cost of Funds | 434,262 |
| NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM | N/A |
| Net Income (Loss) | 182,403 |
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