Sep, 30, 2025 — DECA CREDIT UNION is a federally insured state chartered credit union headquartered in CINCINNATI, OH with 1 branch location and about $7.33 million in total assets. Opened 68 years ago in 1958, DECA CREDIT UNION has about 1,735 members offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.
| Name: | DECA CREDIT UNION |
|---|---|
| Address: (Main Office) | 3118 Colerain Ave CINCINNATI, OH 45225-1312 |
| Phone: | (513) 541-2480 |
| Fax: | (513) 541-2482 |
| Website: | n/a |
| Branches: | 1 branch locations |
| Members: | 1,735 |
| Credit Union Type: | Federally Insured State Chartered Credit Union |
| Charter Number: | 64825 |
|---|---|
| Membership Type: | State chartered natural person |
| Corporate Credit Union: | No |
| Year Opened: | 1958 |
| Last Audited: | Dec 01, 2024 |
| FHLB Member: | No |
| Low Income Designation: | No |
| Assets: | $7,326,608 |
| CEO/Manager: | Patricia M Luken |
| Chairperson: | Brandon Guthier |
| ASSETS: | $ Amount |
|---|---|
| Cash & Equivalents | 521,624 |
| TOTAL INVESTMENTS | 0 |
| Loans Held for Sale | 0 |
| Real Estate Loans | 0 |
| Unsecured Loans | 62,900 |
| Other Loans | 5,282,244 |
| TOTAL LOANS | 5,345,144 |
| (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) | -31,100 |
| Land And Building | 0 |
| Other Fixed Assets | 0 |
| NCUSIF (National Credit Union Share Insurance Fund) Deposit | 55,637 |
| All Other Assets | 0 |
| TOTAL ASSETS | 7,326,608 |
| LIABILITIES & CAPITAL: | |
| Dividends Payable | 0 |
| Notes & Interest Payable | 0 |
| Accounts Payable & Other Liabilities | 3,767 |
| Uninsured Secondary Capital and Subordinated Debt Included in Net Worth | 0 |
| Share Drafts | 0 |
| Regular shares | 5,962,377 |
| All Other Shares & Deposits | 18,165 |
| TOTAL SHARES & DEPOSITS | 5,980,542 |
| TOTAL LIABILITIES | 5,984,309 |
| Regular Reserve | 0 |
| Other Reserves | 0 |
| Undivided Earnings | 1,342,299 |
| TOTAL EQUITY | 1,342,299 |
| TOTAL LIABILITIES, SHARES, & EQUITY | 7,326,608 |
| INCOME & EXPENSE | |
| Loan Income | 165,273 |
| Investment Income | 55,979 |
| Other Income | 2,854 |
| Total Employee Compensation & Benefits | 92,317 |
| NCUSIF (National Credit Union Share Insurance Fund) Premiums Expense | 0 |
| Total Other Operating Expenses | 33,609 |
| Non-operating Income & (Expense) | 0 |
| NCUSIF Stabilization Income | N/A |
| Provision for Loan/Lease Losses or Total Credit Loss Expense | 0 |
| Cost of Funds | 6,895 |
| NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM | N/A |
| Net Income (Loss) | 95,497 |
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