Dec, 31, 2023 — CO - LIB CREDIT UNION is a federally insured state chartered credit union headquartered in SAINT LOUIS, MO with 1 branch location and about $1.15 million in total assets. Opened 69 years ago in 1955, CO - LIB CREDIT UNION has about 225 members offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.
| Name: | CO - LIB CREDIT UNION |
|---|---|
| Address: (Main Office) | 1412 S Spoede Rd SAINT LOUIS, MO 63131-2557 |
| Phone: | (314) 994-3300 |
| Fax: | (314) 997-7602 |
| Website: | n/a |
| Branches: | 1 branch locations |
| Members: | 225 |
| Credit Union Type: | Federally Insured State Chartered Credit Union |
| Charter Number: | 64723 |
|---|---|
| Membership Type: | State chartered natural person |
| Corporate Credit Union: | No |
| Year Opened: | 1955 |
| Last Audited: | Sep 01, 2023 |
| FHLB Member: | No |
| Low Income Designation: | No |
| Assets: | $1,149,983 |
| CEO/Manager: | Amy Gamache |
| Chairperson: | Jacob Eubanks |
| ASSETS: | $ Amount |
|---|---|
| Cash & Equivalents | 162,965 |
| TOTAL INVESTMENTS | 0 |
| Loans Held for Sale | 0 |
| Real Estate Loans | 0 |
| Unsecured Loans | 40,518 |
| Other Loans | 755,475 |
| TOTAL LOANS | 795,993 |
| (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) | -9,218 |
| Land And Building | 0 |
| Other Fixed Assets | 0 |
| NCUSIF Deposit | 10,215 |
| All Other Assets | 0 |
| TOTAL ASSETS | 1,149,983 |
| LIABILITIES & CAPITAL: | |
| Dividends Payable | 0 |
| Notes & Interest Payable | 0 |
| Accounts Payable & Other Liabilities | -438 |
| Uninsured Secondary Capital and Subordinated Debt Included in Net Worth | 0 |
| Share Drafts | 0 |
| Regular shares | 997,382 |
| All Other Shares & Deposits | 0 |
| TOTAL SHARES & DEPOSITS | 997,381 |
| TOTAL LIABILITIES | 996,943 |
| Regular Reserve | 0 |
| Other Reserves | 14,788 |
| Undivided Earnings | 138,252 |
| TOTAL EQUITY | 153,040 |
| TOTAL LIABILITIES, SHARES, & EQUITY | 1,149,983 |
| INCOME & EXPENSE | |
| Loan Income | 17,588 |
| Investment Income | 9,257 |
| Other Income | 40 |
| Total Employee Compensation & Benefits | 0 |
| NCUSIF Premiums Expense | 0 |
| Total Other Operating Expenses | 12,156 |
| Non-operating Income & (Expense) | 0 |
| NCUSIF Stabilization Income | N/A |
| Provision for Loan/Lease Losses or Total Credit Loss Expense | 3,611 |
| Cost of Funds | 2,090 |
| NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM | N/A |
| Net Income (Loss) | 9,028 |
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» See also Statement of Financial Condition