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BIRMINGHAM CITY CREDIT UNION

Jun, 30, 2023 — BIRMINGHAM CITY CREDIT UNION is a federally insured state chartered credit union headquartered in BIRMINGHAM, AL with 0 branch location and about $9.96 million in total assets. Opened 68 years ago in 1956, BIRMINGHAM CITY CREDIT UNION has about 2,280 members and employs 5 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.


Name:BIRMINGHAM CITY CREDIT UNION
Address:
(Main Office)
2725 35th Ave N
BIRMINGHAM, AL 35207-2839
Phone:(205) 583-4654
Fax:(205) 583-4654
Website:https://www.bhamcu.org
Branches:0 branch locations
Members:2,280
Credit Union Type:Federally Insured State Chartered Credit Union
Charter Number:64528
Membership Type:State chartered natural person
Corporate Credit Union:No
Year Opened:1956
Last Audited:Apr 01, 2022
FHLB Member:No
Low Income Designation:No
Assets:$9,955,961
CEO/Manager:Carrie Player
Chairperson:James R Robinett

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Financial Summary

» See also Statement of Financial Condition
ASSETS:$ Amount
Cash & Equivalents 2,825,589
TOTAL INVESTMENTS 0
Loans Held for Sale 0
 
 Real Estate Loans 139,281
 Unsecured Loans 989,472
 Other Loans 5,664,431
 TOTAL LOANS 6,793,184
 (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) -126,972
 Land And Building 280,010
 Other Fixed Assets 2,595
 NCUSIF Deposit 80,423
 All Other Assets 11,723
  TOTAL ASSETS 9,955,961
LIABILITIES & CAPITAL:  
 Dividends Payable 450
 Notes & Interest Payable 0
 Accounts Payable & Other Liabilities 41,629
 Uninsured Secondary Capital and Subordinated Debt Included in Net Worth 0
 Share Drafts 295,350
 Regular shares 7,548,905
 All Other Shares & Deposits 352,351
  TOTAL SHARES & DEPOSITS 8,196,606
  TOTAL LIABILITIES 8,238,685
 Regular Reserve 0
 Other Reserves 71,091
 Undivided Earnings 1,646,185
  TOTAL EQUITY 1,717,276
  TOTAL LIABILITIES, SHARES, & EQUITY 9,955,961
INCOME & EXPENSE  
 Loan Income 489,588
 Investment Income 19,680
 Other Income 180,800
 Total Employee Compensation & Benefits 247,198
 NCUSIF Premiums Expense 0
 Total Other Operating Expenses 244,334
 Non-operating Income & (Expense) 0
 NCUSIF Stabilization Income N/A
 Provision for Loan/Lease Losses or Total Credit Loss Expense 68,406
 Cost of Funds 14,976
 NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM N/A
Net Income (Loss) 115,154
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