Sep, 30, 2025 — PUBLIC SERVICE #3 CREDIT UNION is a federally insured state chartered credit union headquartered in FORT WAYNE, IN with 2 branch locations and about $82.34 million in total assets. Opened 94 years ago in 1932, PUBLIC SERVICE #3 CREDIT UNION has about 5,034 members and employs 21 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.
| Name: | PUBLIC SERVICE #3 CREDIT UNION |
|---|---|
| Address: (Main Office) | 4025 W Jefferson Blvd FORT WAYNE, IN 46804 |
| Phone: | (260) 432-3433 |
| Fax: | (260) 432-6866 |
| Website: | https://www.mypscu.com |
| Branches: | 2 branch locations |
| Members: | 5,034 |
| Credit Union Type: | Federally Insured State Chartered Credit Union |
| Charter Number: | 64275 |
|---|---|
| Membership Type: | State chartered natural person |
| Corporate Credit Union: | No |
| Year Opened: | 1932 |
| Last Audited: | Sep 01, 2024 |
| FHLB Member: | No |
| Low Income Designation: | No |
| Assets: | $82,335,723 |
| CEO/Manager: | Carolyn Mikesell |
| Chairperson: | Breanna DeJonge |
| ASSETS: | $ Amount |
|---|---|
| Cash & Equivalents | 6,153,539 |
| TOTAL INVESTMENTS | 0 |
| Loans Held for Sale | 0 |
| Real Estate Loans | 18,822,935 |
| Unsecured Loans | 5,943,135 |
| Other Loans | 24,278,960 |
| TOTAL LOANS | 49,045,030 |
| (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) | -607,440 |
| Land And Building | 2,975,841 |
| Other Fixed Assets | 233,094 |
| NCUSIF (National Credit Union Share Insurance Fund) Deposit | 699,512 |
| All Other Assets | 0 |
| TOTAL ASSETS | 82,335,723 |
| LIABILITIES & CAPITAL: | |
| Dividends Payable | 0 |
| Notes & Interest Payable | 0 |
| Accounts Payable & Other Liabilities | 922,220 |
| Uninsured Secondary Capital and Subordinated Debt Included in Net Worth | 0 |
| Share Drafts | 14,061,181 |
| Regular shares | 27,383,588 |
| All Other Shares & Deposits | 30,329,817 |
| TOTAL SHARES & DEPOSITS | 71,774,586 |
| TOTAL LIABILITIES | 72,696,806 |
| Regular Reserve | 0 |
| Other Reserves | 2,078,085 |
| Undivided Earnings | 7,560,832 |
| TOTAL EQUITY | 9,638,917 |
| TOTAL LIABILITIES, SHARES, & EQUITY | 82,335,723 |
| INCOME & EXPENSE | |
| Loan Income | 2,359,313 |
| Investment Income | 754,233 |
| Other Income | 310,003 |
| Total Employee Compensation & Benefits | 1,083,405 |
| NCUSIF (National Credit Union Share Insurance Fund) Premiums Expense | 0 |
| Total Other Operating Expenses | 1,203,869 |
| Non-operating Income & (Expense) | 0 |
| NCUSIF Stabilization Income | N/A |
| Provision for Loan/Lease Losses or Total Credit Loss Expense | 443,053 |
| Cost of Funds | 700,686 |
| NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM | N/A |
| Net Income (Loss) | 302,934 |
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