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COMMUNITY LINK FEDERAL CREDIT UNION

Dec, 31, 2021 — COMMUNITY LINK FEDERAL CREDIT UNION is a federal credit union headquartered in HUNTINGTON, IN with 1 branch location and about $24.24 million in total assets. Opened 25 years ago in 1997, COMMUNITY LINK FEDERAL CREDIT UNION has about 2,281 members and employs 11 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.


Name:COMMUNITY LINK FEDERAL CREDIT UNION
Address:
(Main Office)
325 Etna Ave
HUNTINGTON, IN 46750
Phone:(260) 356-6220
Fax:(260) 356-6337
Website:http://www.communitylinkfcu.com
Branches:1 branch locations
Members:2,281
Credit Union Type:Federal Credit Union
Charter Number:24770
Membership Type:Community credit unions, urban or rural, other than those designated 'low income'
Corporate Credit Union:No
Year Opened:1997
Last Audited:Jun 01, 2021
FHLB Member:No
Low Income Designation:No
Assets:$24,237,542
CEO/Manager:Misty D Harrison
Chairperson:Donald D Schoeff

Call Report

  • Payday Alternative Loans (PAL Loans)
  • Low Cost Wire Transfers

Financial Summary

» See also Statement of Financial Condition
ASSETS:$ Amount
Cash & Equivalents 2,418,273
TOTAL INVESTMENTS 7,151,377
Loans Held for Sale 0
 
 Real Estate Loans 9,942,035
 Unsecured Loans 745,583
 Other Loans 3,309,850
 TOTAL LOANS 14,074,251
 (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) -14,898
 Land And Building 187,564
 Other Fixed Assets 93,950
 NCUSIF Deposit 209,700
 All Other Assets 117,325
  TOTAL ASSETS 24,237,542
LIABILITIES & CAPITAL:  
 Dividends Payable 0
 Notes & Interest Payable 0
 Accounts Payable & Other Liabilities 110,649
 Uninsured Secondary Capital and Subordinated Debt Included in Net Worth 0
 Share Drafts 4,745,741
 Regular shares 8,444,111
 All Other Shares & Deposits 7,452,238
  TOTAL SHARES & DEPOSITS 20,642,090
  TOTAL LIABILITIES 20,752,739
 Regular Reserve 1,034,015
 Other Reserves 29,792
 Undivided Earnings 2,420,996
  TOTAL EQUITY 3,484,803
  TOTAL LIABILITIES, SHARES, & EQUITY 24,237,542
INCOME & EXPENSE  
 Loan Income 751,503
 Investment Income 117,216
 Other Income 198,883
 Total Employee Compensation & Benefits 508,653
 NCUSIF Premiums Expense 0
 Total Other Operating Expenses 497,036
 Non-operating Income & (Expense) 0
 NCUSIF Stabilization Income N/A
 Provision for Loan/Lease Losses or Total Credit Loss Expense -33,280
 Cost of Funds 174,988
 NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM N/A
Net Income (Loss) 212,047
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