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COMMUNITY LINK FEDERAL CREDIT UNION

Jun, 30, 2024 — COMMUNITY LINK FEDERAL CREDIT UNION is a federal credit union headquartered in HUNTINGTON, IN with 1 branch location and about $27.22 million in total assets. Opened 28 years ago in 1997, COMMUNITY LINK FEDERAL CREDIT UNION has about 2,699 members and employs 11 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.


Name:COMMUNITY LINK FEDERAL CREDIT UNION
Address:
(Main Office)
325 Etna Ave
HUNTINGTON, IN 46750
Phone:(260) 356-6220
Fax:(260) 356-6337
Website:https://www.communitylinkfcu.com
Branches:1 branch locations
Members:2,699
Credit Union Type:Federal Credit Union
Charter Number:24770
Membership Type:Community credit unions, urban or rural, other than those designated 'low income'
Corporate Credit Union:No
Year Opened:1997
Last Audited:Jun 01, 2022
FHLB Member:No
Low Income Designation:No
Assets:$27,221,768
CEO/Manager:Misty D Harrison
Chairperson:Justin R Wall

Call Report

  • Payday Alternative Loans (PAL Loans)
  • Low Cost Wire Transfers

Financial Summary

» See also Statement of Financial Condition
ASSETS:$ Amount
Cash & Equivalents 2,799,396
TOTAL INVESTMENTS 0
Loans Held for Sale 0
 
 Real Estate Loans 11,133,284
 Unsecured Loans 820,981
 Other Loans 3,717,437
 TOTAL LOANS 15,727,985
 (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) -54,763
 Land And Building 178,524
 Other Fixed Assets 82,982
 NCUSIF Deposit 204,477
 All Other Assets 0
  TOTAL ASSETS 27,221,768
LIABILITIES & CAPITAL:  
 Dividends Payable 0
 Notes & Interest Payable 0
 Accounts Payable & Other Liabilities 115,038
 Uninsured Secondary Capital and Subordinated Debt Included in Net Worth 0
 Share Drafts 4,714,222
 Regular shares 9,674,829
 All Other Shares & Deposits 9,742,563
  TOTAL SHARES & DEPOSITS 24,131,614
  TOTAL LIABILITIES 24,246,652
 Regular Reserve 0
 Other Reserves -603,546
 Undivided Earnings 3,578,662
  TOTAL EQUITY 2,975,116
  TOTAL LIABILITIES, SHARES, & EQUITY 27,221,768
INCOME & EXPENSE  
 Loan Income 577,860
 Investment Income 104,603
 Other Income 168,753
 Total Employee Compensation & Benefits 400,072
 NCUSIF Premiums Expense 0
 Total Other Operating Expenses 345,805
 Non-operating Income & (Expense) 0
 NCUSIF Stabilization Income N/A
 Provision for Loan/Lease Losses or Total Credit Loss Expense 31,499
 Cost of Funds 104,891
 NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM N/A
Net Income (Loss) 123,651
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