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COMMUNITY LINK FEDERAL CREDIT UNION

Mar, 31, 2021 — COMMUNITY LINK FEDERAL CREDIT UNION is a federal credit union headquartered in HUNTINGTON, IN with 1 branch location and about $26.53 million in total assets. Opened 24 years ago in 1997, COMMUNITY LINK FEDERAL CREDIT UNION has about 2,278 members and employs 11 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.


Name:COMMUNITY LINK FEDERAL CREDIT UNION
Address:
(Main Office)
325 ETNA AVE
HUNTINGTON, IN 46750
Phone:(260) 356-6220
Fax:(260) 356-6337
Website:http://www.communitylinkfcu.com
Branches:1 branch locations
Members:2,278
Credit Union Type:Federal Credit Union
Charter Number:24770
Membership Type:Community credit unions, urban or rural, other than those designated 'low income'
Corporate Credit Union:No
Year Opened:1997
Last Audited:Jun 01, 2020
FHLB Member:No
Low Income Designation:No
Assets:$26,526,774
CEO/Manager:Misty D Harrison
Chairperson:Donald D Schoeff

Call Report

  • Commercial Loans
  • Micro Business Loans
  • Overdraft Lines of Credit
  • Overdraft Protection
  • Real Estate Loans
  • Risk Based Loans
  • Share Secured Credit Cards
  • Payday Alternative Loans (PAL Loans)
  • ATM/Debit Card Program
  • Commercial Share Accounts
  • Check Cashing
  • Health Savings Accounts
  • Low Cost Wire Transfers

Financial Summary

» See also Statement of Financial Condition
ASSETS:$ Amount
Cash & Equivalents 6,018,098
TOTAL INVESTMENTS 6,157,843
Loans Held for Sale 0
 
 Real Estate Loans 9,659,089
 Unsecured Loans 729,949
 Other Loans 3,350,078
 TOTAL LOANS 13,822,415
 (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) -44,588
 Land And Building 195,978
 Other Fixed Assets 73,488
 NCUSIF Deposit 176,178
 All Other Assets 127,362
  TOTAL ASSETS 26,526,774
LIABILITIES & CAPITAL:  
 Dividends Payable 0
 Notes & Interest Payable 0
 Accounts Payable & Other Liabilities 86,733
 Uninsured Secondary Capital and Subordinated Debt Included in Net Worth 0
 Share Drafts 5,141,421
 Regular shares 8,282,178
 All Other Shares & Deposits 9,661,920
  TOTAL SHARES & DEPOSITS 23,085,519
  TOTAL LIABILITIES 23,172,252
 Regular Reserve 1,034,015
 Other Reserves 84,921
 Undivided Earnings 2,235,586
  TOTAL EQUITY 3,354,522
  TOTAL LIABILITIES, SHARES, & EQUITY 26,526,774
INCOME & EXPENSE  
 Loan Income 194,267
 Investment Income 29,838
 Other Income 45,059
 Total Employee Compensation & Benefits 120,070
 NCUSIF Premiums Expense 0
 Total Other Operating Expenses 113,013
 Non-operating Income & (Expense) 0
 NCUSIF Stabilization Income N/A
 Provision for Loan/Lease Losses or Total Credit Loss Expense 4,308
 Cost of Funds 48,248
 NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM N/A
Net Income (Loss) 26,637
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