Dec, 31, 2023 — COMMUNITY LINK FEDERAL CREDIT UNION is a federal credit union headquartered in HUNTINGTON, IN with 1 branch location and about $29.29 million in total assets. Opened 27 years ago in 1997, COMMUNITY LINK FEDERAL CREDIT UNION has about 2,698 members and employs 10 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.
| Name: | COMMUNITY LINK FEDERAL CREDIT UNION |
|---|---|
| Address: (Main Office) | 325 Etna Ave HUNTINGTON, IN 46750 |
| Phone: | (260) 356-6220 |
| Fax: | (260) 356-6337 |
| Website: | https://www.communitylinkfcu.com |
| Branches: | 1 branch locations |
| Members: | 2,698 |
| Credit Union Type: | Federal Credit Union |
| Charter Number: | 24770 |
|---|---|
| Membership Type: | Community credit unions, urban or rural, other than those designated 'low income' |
| Corporate Credit Union: | No |
| Year Opened: | 1997 |
| Last Audited: | Jun 01, 2022 |
| FHLB Member: | No |
| Low Income Designation: | No |
| Assets: | $29,294,685 |
| CEO/Manager: | Misty D Harrison |
| Chairperson: | Justin R Wall |
| ASSETS: | $ Amount |
|---|---|
| Cash & Equivalents | 1,871,968 |
| TOTAL INVESTMENTS | 0 |
| Loans Held for Sale | 0 |
| Real Estate Loans | 12,336,010 |
| Unsecured Loans | 1,029,223 |
| Other Loans | 4,482,436 |
| TOTAL LOANS | 17,895,179 |
| (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) | -51,399 |
| Land And Building | 168,610 |
| Other Fixed Assets | 90,986 |
| NCUSIF Deposit | 230,670 |
| All Other Assets | 0 |
| TOTAL ASSETS | 29,294,685 |
| LIABILITIES & CAPITAL: | |
| Dividends Payable | 0 |
| Notes & Interest Payable | 0 |
| Accounts Payable & Other Liabilities | 65,730 |
| Uninsured Secondary Capital and Subordinated Debt Included in Net Worth | 0 |
| Share Drafts | 4,891,228 |
| Regular shares | 7,516,062 |
| All Other Shares & Deposits | 13,403,143 |
| TOTAL SHARES & DEPOSITS | 25,810,433 |
| TOTAL LIABILITIES | 25,876,163 |
| Regular Reserve | 0 |
| Other Reserves | -362,754 |
| Undivided Earnings | 3,781,276 |
| TOTAL EQUITY | 3,418,522 |
| TOTAL LIABILITIES, SHARES, & EQUITY | 29,294,685 |
| INCOME & EXPENSE | |
| Loan Income | 1,000,028 |
| Investment Income | 258,852 |
| Other Income | 210,059 |
| Total Employee Compensation & Benefits | 559,334 |
| NCUSIF Premiums Expense | 0 |
| Total Other Operating Expenses | 533,572 |
| Non-operating Income & (Expense) | 0 |
| NCUSIF Stabilization Income | N/A |
| Provision for Loan/Lease Losses or Total Credit Loss Expense | 0 |
| Cost of Funds | 404,293 |
| NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM | N/A |
| Net Income (Loss) | 149,031 |
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