Sep, 30, 2025 — DUPACO COMMUNITY CREDIT UNION is a federally insured state chartered credit union headquartered in DUBUQUE, IA with 23 branch locations and about $3.59 billion in total assets. Opened 78 years ago in 1948, DUPACO COMMUNITY CREDIT UNION has about 177,135 members and employs 637 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.
| Name: | DUPACO COMMUNITY CREDIT UNION |
|---|---|
| Address: (Main Office) | 1000 Jackson St DUBUQUE, IA 52001 |
| Phone: | (800) 373-7600 |
| Fax: | |
| Website: | https://www.dupaco.com |
| Branches: | 23 branch locations |
| Members: | 177,135 |
| Credit Union Type: | Federally Insured State Chartered Credit Union |
| Charter Number: | 64049 |
|---|---|
| Membership Type: | State chartered natural person |
| Corporate Credit Union: | No |
| Year Opened: | 1948 |
| Last Audited: | Dec 01, 2024 |
| FHLB Member: | Yes |
| Low Income Designation: | No |
| Assets: | $3,586,671,369 |
| CEO/Manager: | Joseph Hearn |
| Chairperson: | Ellen Goodmann Miller |
| ASSETS: | $ Amount |
|---|---|
| Cash & Equivalents | 428,170,011 |
| TOTAL INVESTMENTS | 0 |
| Loans Held for Sale | 800,495 |
| Real Estate Loans | 1,523,565,389 |
| Unsecured Loans | 140,502,048 |
| Other Loans | 756,658,532 |
| TOTAL LOANS | 2,420,725,969 |
| (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) | -23,842,000 |
| Land And Building | 110,812,957 |
| Other Fixed Assets | 11,373,390 |
| NCUSIF (National Credit Union Share Insurance Fund) Deposit | 23,438,564 |
| All Other Assets | 1,315,241 |
| TOTAL ASSETS | 3,586,671,369 |
| LIABILITIES & CAPITAL: | |
| Dividends Payable | 10,743,484 |
| Notes & Interest Payable | 333,000,000 |
| Accounts Payable & Other Liabilities | 28,912,751 |
| Uninsured Secondary Capital and Subordinated Debt Included in Net Worth | 0 |
| Share Drafts | 432,436,038 |
| Regular shares | 536,041,719 |
| All Other Shares & Deposits | 1,863,753,079 |
| TOTAL SHARES & DEPOSITS | 2,832,230,836 |
| TOTAL LIABILITIES | 3,205,992,071 |
| Regular Reserve | 0 |
| Other Reserves | 60,369,332 |
| Undivided Earnings | 320,309,966 |
| TOTAL EQUITY | 380,679,298 |
| TOTAL LIABILITIES, SHARES, & EQUITY | 3,586,671,369 |
| INCOME & EXPENSE | |
| Loan Income | 108,956,972 |
| Investment Income | 25,461,278 |
| Other Income | 9,844,580 |
| Total Employee Compensation & Benefits | 44,899,097 |
| NCUSIF (National Credit Union Share Insurance Fund) Premiums Expense | 0 |
| Total Other Operating Expenses | 38,904,486 |
| Non-operating Income & (Expense) | -25,657 |
| NCUSIF Stabilization Income | N/A |
| Provision for Loan/Lease Losses or Total Credit Loss Expense | 8,335,935 |
| Cost of Funds | 61,611,957 |
| NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM | N/A |
| Net Income (Loss) | 27,864,322 |
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