Dec, 31, 2023 — ST. LUDMILA S CREDIT UNION is a federally insured state chartered credit union headquartered in CEDAR RAPIDS, IA with 0 branch location and about $347,046 in total assets. Opened 62 years ago in 1962, ST. LUDMILA S CREDIT UNION has about 105 members offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.
Name: | ST. LUDMILA S CREDIT UNION |
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Address: (Main Office) | 211 21st Ave SW CEDAR RAPIDS, IA 52404 |
Phone: | (319) 362-7282 |
Fax: | (319) 261-0193 |
Website: | n/a |
Branches: | 0 branch locations |
Members: | 105 |
Credit Union Type: | Federally Insured State Chartered Credit Union |
Charter Number: | 65062 |
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Membership Type: | State chartered natural person |
Corporate Credit Union: | No |
Year Opened: | 1962 |
Last Audited: | Sep 01, 2023 |
FHLB Member: | No |
Low Income Designation: | No |
Assets: | $347,046 |
CEO/Manager: | Patricia A Stokesberry |
Chairperson: | Randy P Tresnak |
ASSETS: | $ Amount |
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Cash & Equivalents | 38,853 |
TOTAL INVESTMENTS | 0 |
Loans Held for Sale | 0 |
Real Estate Loans | 0 |
Unsecured Loans | 2,415 |
Other Loans | 258,290 |
TOTAL LOANS | 260,705 |
(Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) | -5,445 |
Land And Building | 0 |
Other Fixed Assets | 40 |
NCUSIF Deposit | 2,677 |
All Other Assets | 0 |
TOTAL ASSETS | 347,046 |
LIABILITIES & CAPITAL: | |
Dividends Payable | 1,564 |
Notes & Interest Payable | 0 |
Accounts Payable & Other Liabilities | 0 |
Uninsured Secondary Capital and Subordinated Debt Included in Net Worth | 0 |
Share Drafts | 0 |
Regular shares | 235,668 |
All Other Shares & Deposits | 0 |
TOTAL SHARES & DEPOSITS | 235,668 |
TOTAL LIABILITIES | 237,232 |
Regular Reserve | 0 |
Other Reserves | 0 |
Undivided Earnings | 109,814 |
TOTAL EQUITY | 109,814 |
TOTAL LIABILITIES, SHARES, & EQUITY | 347,046 |
INCOME & EXPENSE | |
Loan Income | 10,332 |
Investment Income | 1,774 |
Other Income | 23 |
Total Employee Compensation & Benefits | 7,209 |
NCUSIF Premiums Expense | 0 |
Total Other Operating Expenses | 3,719 |
Non-operating Income & (Expense) | 0 |
NCUSIF Stabilization Income | N/A |
Provision for Loan/Lease Losses or Total Credit Loss Expense | 0 |
Cost of Funds | 1,097 |
NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM | N/A |
Net Income (Loss) | 132 |
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