Sep, 30, 2025 — MISSOURI CENTRAL CREDIT UNION is a federally insured state chartered credit union headquartered in LEES SUMMIT, MO with 3 branch locations and about $123.83 million in total assets. Opened 95 years ago in 1931, MISSOURI CENTRAL CREDIT UNION has about 8,091 members and employs 28 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.
| Name: | MISSOURI CENTRAL CREDIT UNION |
|---|---|
| Address: (Main Office) | 825 NE Deerbrook St LEES SUMMIT, MO 64086-6750 |
| Phone: | (816) 246-0002 |
| Fax: | (816) 246-0043 |
| Website: | https://www.mocentral.org |
| Branches: | 3 branch locations |
| Members: | 8,091 |
| Credit Union Type: | Federally Insured State Chartered Credit Union |
| Charter Number: | 64036 |
|---|---|
| Membership Type: | State chartered natural person |
| Corporate Credit Union: | No |
| Year Opened: | 1931 |
| Last Audited: | Jun 01, 2025 |
| FHLB Member: | Yes |
| Low Income Designation: | No |
| Assets: | $123,825,777 |
| CEO/Manager: | Josh C Wooley |
| Chairperson: | Dominique Bennett |
| ASSETS: | $ Amount |
|---|---|
| Cash & Equivalents | 8,569,176 |
| TOTAL INVESTMENTS | 0 |
| Loans Held for Sale | 0 |
| Real Estate Loans | 26,118,672 |
| Unsecured Loans | 2,671,395 |
| Other Loans | 49,719,480 |
| TOTAL LOANS | 78,509,547 |
| (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) | -1,276,600 |
| Land And Building | 2,282,147 |
| Other Fixed Assets | 193,650 |
| NCUSIF (National Credit Union Share Insurance Fund) Deposit | 1,090,944 |
| All Other Assets | 159,616 |
| TOTAL ASSETS | 123,825,777 |
| LIABILITIES & CAPITAL: | |
| Dividends Payable | 0 |
| Notes & Interest Payable | 0 |
| Accounts Payable & Other Liabilities | 1,179,523 |
| Uninsured Secondary Capital and Subordinated Debt Included in Net Worth | 0 |
| Share Drafts | 24,586,324 |
| Regular shares | 48,098,766 |
| All Other Shares & Deposits | 40,713,726 |
| TOTAL SHARES & DEPOSITS | 113,398,817 |
| TOTAL LIABILITIES | 114,578,340 |
| Regular Reserve | 0 |
| Other Reserves | 8,374,032 |
| Undivided Earnings | 873,405 |
| TOTAL EQUITY | 9,247,437 |
| TOTAL LIABILITIES, SHARES, & EQUITY | 123,825,777 |
| INCOME & EXPENSE | |
| Loan Income | 3,730,807 |
| Investment Income | 920,843 |
| Other Income | 415,160 |
| Total Employee Compensation & Benefits | 1,873,552 |
| NCUSIF (National Credit Union Share Insurance Fund) Premiums Expense | 0 |
| Total Other Operating Expenses | 2,877,477 |
| Non-operating Income & (Expense) | -73,647 |
| NCUSIF Stabilization Income | N/A |
| Provision for Loan/Lease Losses or Total Credit Loss Expense | 622,925 |
| Cost of Funds | 757,168 |
| NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM | N/A |
| Net Income (Loss) | -560,484 |
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