Sep, 30, 2025 — ST. MARY'S BANK CREDIT UNION is a federally insured state chartered credit union headquartered in MANCHESTER, NH with 13 branch locations and about $1.71 billion in total assets. Opened 117 years ago in 1909, ST. MARY'S BANK CREDIT UNION has about 99,886 members and employs 300 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.
| Name: | ST. MARY'S BANK CREDIT UNION |
|---|---|
| Address: (Main Office) | 200 McGregor St MANCHESTER, NH 03102 |
| Phone: | (603) 669-4600 |
| Fax: | |
| Website: | https://www.stmarysbank.com |
| Branches: | 13 branch locations |
| Members: | 99,886 |
| Credit Union Type: | Federally Insured State Chartered Credit Union |
| Charter Number: | 63829 |
|---|---|
| Membership Type: | State chartered natural person |
| Corporate Credit Union: | No |
| Year Opened: | 1909 |
| Last Audited: | Dec 01, 2024 |
| FHLB Member: | Yes |
| Low Income Designation: | No |
| Assets: | $1,712,612,845 |
| CEO/Manager: | Ken Senus |
| Chairperson: | Elizabeth Hitchcock |
| ASSETS: | $ Amount |
|---|---|
| Cash & Equivalents | 123,234,254 |
| TOTAL INVESTMENTS | 0 |
| Loans Held for Sale | 2,026,223 |
| Real Estate Loans | 874,731,133 |
| Unsecured Loans | 30,973,905 |
| Other Loans | 569,182,801 |
| TOTAL LOANS | 1,475,235,372 |
| (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) | -9,581,616 |
| Land And Building | 21,537,954 |
| Other Fixed Assets | 5,037,215 |
| NCUSIF (National Credit Union Share Insurance Fund) Deposit | 12,107,001 |
| All Other Assets | 68,850 |
| TOTAL ASSETS | 1,712,612,845 |
| LIABILITIES & CAPITAL: | |
| Dividends Payable | 775,431 |
| Notes & Interest Payable | 250,000 |
| Accounts Payable & Other Liabilities | 19,689,461 |
| Uninsured Secondary Capital and Subordinated Debt Included in Net Worth | 0 |
| Share Drafts | 396,563,437 |
| Regular shares | 178,094,409 |
| All Other Shares & Deposits | 953,542,588 |
| TOTAL SHARES & DEPOSITS | 1,528,200,434 |
| TOTAL LIABILITIES | 1,549,579,663 |
| Regular Reserve | 0 |
| Other Reserves | -3,475,877 |
| Undivided Earnings | 166,509,059 |
| TOTAL EQUITY | 163,033,182 |
| TOTAL LIABILITIES, SHARES, & EQUITY | 1,712,612,845 |
| INCOME & EXPENSE | |
| Loan Income | 58,559,813 |
| Investment Income | 4,545,724 |
| Other Income | 9,162,368 |
| Total Employee Compensation & Benefits | 25,055,488 |
| NCUSIF (National Credit Union Share Insurance Fund) Premiums Expense | 0 |
| Total Other Operating Expenses | 16,549,588 |
| Non-operating Income & (Expense) | -19,711 |
| NCUSIF Stabilization Income | N/A |
| Provision for Loan/Lease Losses or Total Credit Loss Expense | 2,443,426 |
| Cost of Funds | 19,384,397 |
| NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM | N/A |
| Net Income (Loss) | 11,896,799 |
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