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National Credit Union Service Organization

GREENSBORO CREDIT UNION

Sep, 30, 2025 — GREENSBORO CREDIT UNION is a federally insured state chartered credit union headquartered in GREENSBORO, NC with 3 branch locations and about $16.56 million in total assets. Opened 98 years ago in 1928, GREENSBORO CREDIT UNION has about 1,459 members and employs 5 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.


Name:GREENSBORO CREDIT UNION
Address:
(Main Office)
3701 W Wendover Ave
GREENSBORO, NC 27495-0001
Phone:(336) 855-0662
Fax:(336) 855-3448
Website:https://www.gsocu.org
Branches:3 branch locations
Members:1,459
Credit Union Type:Federally Insured State Chartered Credit Union
Charter Number:63445
Membership Type:State chartered natural person
Corporate Credit Union:No
Year Opened:1928
Last Audited:Mar 01, 2025
FHLB Member:No
Low Income Designation:No
Assets:$16,562,848
CEO/Manager:Pamala Douglas
Chairperson:Larry Shuler

Call Report

Financial Summary

» See also Statement of Financial Condition
ASSETS:$ Amount
Cash & Equivalents 3,392,063
TOTAL INVESTMENTS 0
Loans Held for Sale 0
 
 Real Estate Loans 4,194,977
 Unsecured Loans 384,609
 Other Loans 4,271,601
 TOTAL LOANS 8,851,187
 (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) -70,750
 Land And Building 0
 Other Fixed Assets 38,254
 NCUSIF (National Credit Union Share Insurance Fund) Deposit 116,343
 All Other Assets 0
  TOTAL ASSETS 16,562,848
LIABILITIES & CAPITAL:  
 Dividends Payable 0
 Notes & Interest Payable 0
 Accounts Payable & Other Liabilities 96,371
 Uninsured Secondary Capital and Subordinated Debt Included in Net Worth 0
 Share Drafts 1,888,914
 Regular shares 9,237,450
 All Other Shares & Deposits 0
  TOTAL SHARES & DEPOSITS 11,126,364
  TOTAL LIABILITIES 11,222,735
 Regular Reserve 0
 Other Reserves 0
 Undivided Earnings 5,340,113
  TOTAL EQUITY 5,340,113
  TOTAL LIABILITIES, SHARES, & EQUITY 16,562,848
INCOME & EXPENSE  
 Loan Income 323,280
 Investment Income 231,913
 Other Income 39,444
 Total Employee Compensation & Benefits 322,447
 NCUSIF (National Credit Union Share Insurance Fund) Premiums Expense 0
 Total Other Operating Expenses 260,154
 Non-operating Income & (Expense) 0
 NCUSIF Stabilization Income N/A
 Provision for Loan/Lease Losses or Total Credit Loss Expense 16,273
 Cost of Funds 13,024
 NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM N/A
Net Income (Loss) 5,215
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