Sep, 30, 2025 — SAN MATEO CITY EMPLOYEES FEDERAL CREDIT UNION is a federal credit union headquartered in SAN MATEO, CA with 0 branch location and about $32.98 million in total assets. Opened 77 years ago in 1949, SAN MATEO CITY EMPLOYEES FEDERAL CREDIT UNION has about 1,042 members and employs 6 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.
| Name: | SAN MATEO CITY EMPLOYEES FEDERAL CREDIT UNION |
|---|---|
| Address: (Main Office) | Credit Union SAN MATEO, CA 94403 |
| Phone: | (650) 522-7072 |
| Fax: | (650) 522-7071 |
| Website: | https://www.smcfcu.org |
| Branches: | 0 branch locations |
| Members: | 1,042 |
| Credit Union Type: | Federal Credit Union |
| Charter Number: | 6326 |
|---|---|
| Membership Type: | Federal, State, Local Government |
| Corporate Credit Union: | No |
| Year Opened: | 1949 |
| Last Audited: | Jan 01, 2025 |
| FHLB Member: | No |
| Low Income Designation: | No |
| Assets: | $32,978,276 |
| CEO/Manager: | Steve Yoshifuji |
| Chairperson: | Bill Euchner |
| ASSETS: | $ Amount |
|---|---|
| Cash & Equivalents | 1,305,740 |
| TOTAL INVESTMENTS | 0 |
| Loans Held for Sale | 0 |
| Real Estate Loans | 1,812,374 |
| Unsecured Loans | 2,027,496 |
| Other Loans | 1,438,788 |
| TOTAL LOANS | 5,278,658 |
| (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) | -24,014 |
| Land And Building | 0 |
| Other Fixed Assets | 0 |
| NCUSIF (National Credit Union Share Insurance Fund) Deposit | 258,367 |
| All Other Assets | 0 |
| TOTAL ASSETS | 32,978,276 |
| LIABILITIES & CAPITAL: | |
| Dividends Payable | 0 |
| Notes & Interest Payable | 0 |
| Accounts Payable & Other Liabilities | 45,586 |
| Uninsured Secondary Capital and Subordinated Debt Included in Net Worth | 0 |
| Share Drafts | 300,641 |
| Regular shares | 26,137,828 |
| All Other Shares & Deposits | 678,294 |
| TOTAL SHARES & DEPOSITS | 27,116,763 |
| TOTAL LIABILITIES | 27,162,349 |
| Regular Reserve | 0 |
| Other Reserves | 0 |
| Undivided Earnings | 5,815,927 |
| TOTAL EQUITY | 5,815,927 |
| TOTAL LIABILITIES, SHARES, & EQUITY | 32,978,276 |
| INCOME & EXPENSE | |
| Loan Income | 312,874 |
| Investment Income | 553,041 |
| Other Income | 0 |
| Total Employee Compensation & Benefits | 155,862 |
| NCUSIF (National Credit Union Share Insurance Fund) Premiums Expense | 0 |
| Total Other Operating Expenses | 126,091 |
| Non-operating Income & (Expense) | 44 |
| NCUSIF Stabilization Income | N/A |
| Provision for Loan/Lease Losses or Total Credit Loss Expense | -22,080 |
| Cost of Funds | 542,836 |
| NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM | N/A |
| Net Income (Loss) | 63,250 |
| ↑ Back to Top | |