Sep, 30, 2025 — TELCO-TRIAD COMMUNITY CREDIT UNION is a federally insured state chartered credit union headquartered in SIOUX CITY, IA with 6 branch locations and about $158.00 million in total assets. Opened 81 years ago in 1945, TELCO-TRIAD COMMUNITY CREDIT UNION has about 15,969 members and employs 53 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.
| Name: | TELCO-TRIAD COMMUNITY CREDIT UNION |
|---|---|
| Address: (Main Office) | 3098 Floyd Blvd SIOUX CITY, IA 51108 |
| Phone: | (712) 252-4368 |
| Fax: | (712) 252-0045 |
| Website: | https://www.telcotriad.org |
| Branches: | 6 branch locations |
| Members: | 15,969 |
| Credit Union Type: | Federally Insured State Chartered Credit Union |
| Charter Number: | 63218 |
|---|---|
| Membership Type: | State chartered natural person |
| Corporate Credit Union: | No |
| Year Opened: | 1945 |
| Last Audited: | Dec 01, 2024 |
| FHLB Member: | Yes |
| Low Income Designation: | No |
| Assets: | $157,995,017 |
| CEO/Manager: | Andrew G Barriger |
| Chairperson: | Robin L Miller |
| ASSETS: | $ Amount |
|---|---|
| Cash & Equivalents | 20,357,858 |
| TOTAL INVESTMENTS | 0 |
| Loans Held for Sale | 0 |
| Real Estate Loans | 17,259,753 |
| Unsecured Loans | 5,168,562 |
| Other Loans | 98,510,733 |
| TOTAL LOANS | 120,939,048 |
| (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) | -399,550 |
| Land And Building | 9,943,807 |
| Other Fixed Assets | 955,366 |
| NCUSIF (National Credit Union Share Insurance Fund) Deposit | 1,358,291 |
| All Other Assets | 0 |
| TOTAL ASSETS | 157,995,017 |
| LIABILITIES & CAPITAL: | |
| Dividends Payable | 715,075 |
| Notes & Interest Payable | 0 |
| Accounts Payable & Other Liabilities | 1,051,213 |
| Uninsured Secondary Capital and Subordinated Debt Included in Net Worth | 0 |
| Share Drafts | 23,213,414 |
| Regular shares | 60,632,030 |
| All Other Shares & Deposits | 54,666,175 |
| TOTAL SHARES & DEPOSITS | 138,511,619 |
| TOTAL LIABILITIES | 140,277,907 |
| Regular Reserve | 0 |
| Other Reserves | 5,949,144 |
| Undivided Earnings | 11,767,966 |
| TOTAL EQUITY | 17,717,110 |
| TOTAL LIABILITIES, SHARES, & EQUITY | 157,995,017 |
| INCOME & EXPENSE | |
| Loan Income | 5,780,045 |
| Investment Income | 781,810 |
| Other Income | 830,910 |
| Total Employee Compensation & Benefits | 2,222,882 |
| NCUSIF (National Credit Union Share Insurance Fund) Premiums Expense | 0 |
| Total Other Operating Expenses | 2,325,059 |
| Non-operating Income & (Expense) | 0 |
| NCUSIF Stabilization Income | N/A |
| Provision for Loan/Lease Losses or Total Credit Loss Expense | 314,055 |
| Cost of Funds | 1,616,492 |
| NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM | N/A |
| Net Income (Loss) | 1,329,455 |
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