Sep, 30, 2025 — WICHITA FALLS FEDERAL CREDIT UNION is a federal credit union headquartered in WICHITA FALLS, TX with 2 branch locations and about $34.11 million in total assets. Opened 77 years ago in 1949, WICHITA FALLS FEDERAL CREDIT UNION has about 2,730 members and employs 17 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.
| Name: | WICHITA FALLS FEDERAL CREDIT UNION |
|---|---|
| Address: (Main Office) | 3410 McNiel Ave WICHITA FALLS, TX 76308 |
| Phone: | (940) 322-9328 |
| Fax: | (940) 767-1058 |
| Website: | https://www.wffedcu.com |
| Branches: | 2 branch locations |
| Members: | 2,730 |
| Credit Union Type: | Federal Credit Union |
| Charter Number: | 6317 |
|---|---|
| Membership Type: | Multiple common bond - Primarily federal, state, local government |
| Corporate Credit Union: | No |
| Year Opened: | 1949 |
| Last Audited: | Mar 01, 2025 |
| FHLB Member: | No |
| Low Income Designation: | No |
| Assets: | $34,114,518 |
| CEO/Manager: | Stacy Rogers |
| Chairperson: | Larry Krugle |
| ASSETS: | $ Amount |
|---|---|
| Cash & Equivalents | 3,250,822 |
| TOTAL INVESTMENTS | 0 |
| Loans Held for Sale | 0 |
| Real Estate Loans | 571,278 |
| Unsecured Loans | 4,117,574 |
| Other Loans | 15,760,789 |
| TOTAL LOANS | 20,449,641 |
| (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) | -246,398 |
| Land And Building | 1,161,681 |
| Other Fixed Assets | 138,674 |
| NCUSIF (National Credit Union Share Insurance Fund) Deposit | 254,181 |
| All Other Assets | 0 |
| TOTAL ASSETS | 34,114,518 |
| LIABILITIES & CAPITAL: | |
| Dividends Payable | 9,690 |
| Notes & Interest Payable | 0 |
| Accounts Payable & Other Liabilities | 362,687 |
| Uninsured Secondary Capital and Subordinated Debt Included in Net Worth | 0 |
| Share Drafts | 5,161,754 |
| Regular shares | 16,156,191 |
| All Other Shares & Deposits | 8,530,223 |
| TOTAL SHARES & DEPOSITS | 29,848,167 |
| TOTAL LIABILITIES | 30,220,544 |
| Regular Reserve | 0 |
| Other Reserves | 425,776 |
| Undivided Earnings | 3,468,198 |
| TOTAL EQUITY | 3,893,974 |
| TOTAL LIABILITIES, SHARES, & EQUITY | 34,114,518 |
| INCOME & EXPENSE | |
| Loan Income | 1,153,630 |
| Investment Income | 249,751 |
| Other Income | 191,848 |
| Total Employee Compensation & Benefits | 728,083 |
| NCUSIF (National Credit Union Share Insurance Fund) Premiums Expense | 0 |
| Total Other Operating Expenses | 716,942 |
| Non-operating Income & (Expense) | 149,133 |
| NCUSIF Stabilization Income | N/A |
| Provision for Loan/Lease Losses or Total Credit Loss Expense | 129,106 |
| Cost of Funds | 195,722 |
| NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM | N/A |
| Net Income (Loss) | 201,308 |
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