Sep, 30, 2025 — NAVIGANT CREDIT UNION is a federally insured state chartered credit union headquartered in SMITHFIELD, RI with 26 branch locations and about $4.09 billion in total assets. Opened 111 years ago in 1915, NAVIGANT CREDIT UNION has about 166,465 members and employs 432 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.
| Name: | NAVIGANT CREDIT UNION |
|---|---|
| Address: (Main Office) | 1005 Douglas Pike SMITHFIELD, RI 02917 |
| Phone: | (401) 233-4300 |
| Fax: | |
| Website: | https://www.navigantcu.org |
| Branches: | 26 branch locations |
| Members: | 166,465 |
| Credit Union Type: | Federally Insured State Chartered Credit Union |
| Charter Number: | 62882 |
|---|---|
| Membership Type: | State chartered natural person |
| Corporate Credit Union: | No |
| Year Opened: | 1915 |
| Last Audited: | Dec 01, 2024 |
| FHLB Member: | Yes |
| Low Income Designation: | No |
| Assets: | $4,094,148,599 |
| CEO/Manager: | Kathleen Orovitz |
| Chairperson: | James K Salome |
| ASSETS: | $ Amount |
|---|---|
| Cash & Equivalents | 93,090,399 |
| TOTAL INVESTMENTS | 0 |
| Loans Held for Sale | 4,797,343 |
| Real Estate Loans | 2,413,511,059 |
| Unsecured Loans | 31,284,272 |
| Other Loans | 1,113,091,457 |
| TOTAL LOANS | 3,557,886,789 |
| (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) | -19,208,143 |
| Land And Building | 31,444,824 |
| Other Fixed Assets | 6,030,815 |
| NCUSIF (National Credit Union Share Insurance Fund) Deposit | 28,343,459 |
| All Other Assets | 970,281 |
| TOTAL ASSETS | 4,094,148,599 |
| LIABILITIES & CAPITAL: | |
| Dividends Payable | 637,495 |
| Notes & Interest Payable | 106,587,264 |
| Accounts Payable & Other Liabilities | 25,663,996 |
| Uninsured Secondary Capital and Subordinated Debt Included in Net Worth | 0 |
| Share Drafts | 782,292,848 |
| Regular shares | 263,905,330 |
| All Other Shares & Deposits | 2,512,345,835 |
| TOTAL SHARES & DEPOSITS | 3,558,544,013 |
| TOTAL LIABILITIES | 3,691,533,596 |
| Regular Reserve | 0 |
| Other Reserves | 12,594,574 |
| Undivided Earnings | 390,020,429 |
| TOTAL EQUITY | 402,615,003 |
| TOTAL LIABILITIES, SHARES, & EQUITY | 4,094,148,599 |
| INCOME & EXPENSE | |
| Loan Income | 140,581,398 |
| Investment Income | 8,512,258 |
| Other Income | 4,948,726 |
| Total Employee Compensation & Benefits | 41,303,504 |
| NCUSIF (National Credit Union Share Insurance Fund) Premiums Expense | 0 |
| Total Other Operating Expenses | 32,174,307 |
| Non-operating Income & (Expense) | 59,499 |
| NCUSIF Stabilization Income | N/A |
| Provision for Loan/Lease Losses or Total Credit Loss Expense | 7,885,614 |
| Cost of Funds | 68,105,546 |
| NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM | N/A |
| Net Income (Loss) | 17,171,036 |
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