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POSTAL EMPLOYEES REGIONAL FEDERAL CREDIT UNION

Mar, 31, 2021 — POSTAL EMPLOYEES REGIONAL FEDERAL CREDIT UNION is a federal credit union headquartered in PAWTUCKET, RI with 1 branch location and about $6.42 million in total assets. Opened 87 years ago in 1934, POSTAL EMPLOYEES REGIONAL FEDERAL CREDIT UNION has about 678 members and employs 3 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.


Name:POSTAL EMPLOYEES REGIONAL FEDERAL CREDIT UNION
Address:
(Main Office)
PO BOX 126
PAWTUCKET, RI 02862
Phone:(401) 726-3895
Fax:(401) 727-2809
Website:n/a
Branches:1 branch locations
Members:678
Credit Union Type:Federal Credit Union
Charter Number:24472
Membership Type:Multiple common bond - Primarily federal, state, local government
Corporate Credit Union:No
Year Opened:1934
Last Audited:Sep 01, 2020
FHLB Member:No
Low Income Designation:No
Assets:$6,422,252
CEO/Manager:Charlene M LaPlante
Chairperson:John M Soares

Call Report

  • Real Estate Loans
  • Risk Based Loans
  • ATM/Debit Card Program

Financial Summary

» See also Statement of Financial Condition
ASSETS:$ Amount
Cash & Equivalents 882,171
TOTAL INVESTMENTS 3,136,431
Loans Held for Sale 0
 
 Real Estate Loans 220,848
 Unsecured Loans 945,392
 Other Loans 1,208,621
 TOTAL LOANS 2,374,861
 (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) -49,520
 Land And Building 0
 Other Fixed Assets 0
 NCUSIF Deposit 32,626
 All Other Assets 45,683
  TOTAL ASSETS 6,422,252
LIABILITIES & CAPITAL:  
 Dividends Payable 105
 Notes & Interest Payable 0
 Accounts Payable & Other Liabilities 3,735
 Uninsured Secondary Capital and Subordinated Debt Included in Net Worth 0
 Share Drafts 431,719
 Regular shares 1,535,544
 All Other Shares & Deposits 1,816,130
  TOTAL SHARES & DEPOSITS 3,783,393
  TOTAL LIABILITIES 3,787,233
 Regular Reserve 304,788
 Other Reserves 0
 Undivided Earnings 2,330,231
  TOTAL EQUITY 2,635,019
  TOTAL LIABILITIES, SHARES, & EQUITY 6,422,252
INCOME & EXPENSE  
 Loan Income 42,635
 Investment Income 10,550
 Other Income 1,145
 Total Employee Compensation & Benefits 29,044
 NCUSIF Premiums Expense 0
 Total Other Operating Expenses 26,847
 Non-operating Income & (Expense) 0
 NCUSIF Stabilization Income N/A
 Provision for Loan/Lease Losses or Total Credit Loss Expense -3,000
 Cost of Funds 2,131
 NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM N/A
Net Income (Loss) 16,566
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