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WHITE GOLD CREDIT UNION

Mar, 31, 2022 — WHITE GOLD CREDIT UNION is a federally insured state chartered credit union headquartered in Raceland, LA with 1 branch location and about $418,424 in total assets. Opened 67 years ago in 1955, WHITE GOLD CREDIT UNION has about 152 members offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.


Name:WHITE GOLD CREDIT UNION
Address:
(Main Office)
Post Office Box 431
Raceland, LA 70394
Phone:(985) 518-8738
Fax:
Website:n/a
Branches:1 branch locations
Members:152
Credit Union Type:Federally Insured State Chartered Credit Union
Charter Number:62817
Membership Type:State chartered natural person
Corporate Credit Union:No
Year Opened:1955
Last Audited:Oct 01, 2019
FHLB Member:No
Low Income Designation:No
Assets:$418,424
CEO/Manager:Charlotte Foret
Chairperson:Ernest Williams

Call Report

Financial Summary

» See also Statement of Financial Condition
ASSETS:$ Amount
Cash & Equivalents 47,617
TOTAL INVESTMENTS 2,407
Loans Held for Sale 0
 
 Real Estate Loans 0
 Unsecured Loans 36,014
 Other Loans 274,623
 TOTAL LOANS 310,637
 (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) -5,088
 Land And Building 56,500
 Other Fixed Assets 1,884
 NCUSIF Deposit 2,888
 All Other Assets 1,579
  TOTAL ASSETS 418,424
LIABILITIES & CAPITAL:  
 Dividends Payable 0
 Notes & Interest Payable 43,000
 Accounts Payable & Other Liabilities 20,000
 Uninsured Secondary Capital and Subordinated Debt Included in Net Worth 0
 Share Drafts 0
 Regular shares 237,412
 All Other Shares & Deposits 0
  TOTAL SHARES & DEPOSITS 237,412
  TOTAL LIABILITIES 300,412
 Regular Reserve 31,967
 Other Reserves 0
 Undivided Earnings 86,045
  TOTAL EQUITY 118,012
  TOTAL LIABILITIES, SHARES, & EQUITY 418,424
INCOME & EXPENSE  
 Loan Income 15,470
 Investment Income 10
 Other Income 5,483
 Total Employee Compensation & Benefits 7,622
 NCUSIF Premiums Expense 0
 Total Other Operating Expenses 19,305
 Non-operating Income & (Expense) 0
 NCUSIF Stabilization Income N/A
 Provision for Loan/Lease Losses or Total Credit Loss Expense 0
 Cost of Funds 532
 NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM N/A
Net Income (Loss) -6,496
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