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WEST JEFFERSON FEDERAL CREDIT UNION

Jun, 30, 2021 — WEST JEFFERSON FEDERAL CREDIT UNION is a federal credit union headquartered in MARRERO, LA with 1 branch location and about $7.18 million in total assets. Opened 41 years ago in 1980, WEST JEFFERSON FEDERAL CREDIT UNION has about 1,577 members and employs 3 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.


Name:WEST JEFFERSON FEDERAL CREDIT UNION
Address:
(Main Office)
1111 MEDICAL CENTER BLVD Ste N118
MARRERO, LA 70072
Phone:(504) 349-1350
Fax:(504) 349-1353
Website:http://www.wjfcu.virtualcu.net
Branches:1 branch locations
Members:1,577
Credit Union Type:Federal Credit Union
Charter Number:23607
Membership Type:Service - Health Care
Corporate Credit Union:No
Year Opened:1980
Last Audited:Dec 01, 2020
FHLB Member:No
Low Income Designation:No
Assets:$7,175,329
CEO/Manager:KRYSTOL B SMITH
Chairperson:GAIL BRUCE

Call Report

  • Low Cost Wire Transfers

Financial Summary

» See also Statement of Financial Condition
ASSETS:$ Amount
Cash & Equivalents 2,828,723
TOTAL INVESTMENTS 1,544,982
Loans Held for Sale 0
 
 Real Estate Loans 288,044
 Unsecured Loans 697,296
 Other Loans 1,745,548
 TOTAL LOANS 2,730,888
 (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) -26,790
 Land And Building 0
 Other Fixed Assets 25,183
 NCUSIF Deposit 63,433
 All Other Assets 8,910
  TOTAL ASSETS 7,175,329
LIABILITIES & CAPITAL:  
 Dividends Payable 0
 Notes & Interest Payable 0
 Accounts Payable & Other Liabilities 1,541
 Uninsured Secondary Capital and Subordinated Debt Included in Net Worth 0
 Share Drafts 1,028,989
 Regular shares 5,796,483
 All Other Shares & Deposits 0
  TOTAL SHARES & DEPOSITS 6,825,472
  TOTAL LIABILITIES 6,827,013
 Regular Reserve 229,630
 Other Reserves 0
 Undivided Earnings 118,686
  TOTAL EQUITY 348,316
  TOTAL LIABILITIES, SHARES, & EQUITY 7,175,329
INCOME & EXPENSE  
 Loan Income 82,571
 Investment Income 7,072
 Other Income 50,884
 Total Employee Compensation & Benefits 96,681
 NCUSIF Premiums Expense 0
 Total Other Operating Expenses 80,937
 Non-operating Income & (Expense) 0
 NCUSIF Stabilization Income N/A
 Provision for Loan/Lease Losses or Total Credit Loss Expense 30,000
 Cost of Funds 343
 NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM N/A
Net Income (Loss) -67,434
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