Sep, 30, 2025 — MEMBERS COMMUNITY CREDIT UNION is a federally insured state chartered credit union headquartered in MUSCATINE, IA with 2 branch locations and about $92.84 million in total assets. Opened 69 years ago in 1957, MEMBERS COMMUNITY CREDIT UNION has about 8,057 members and employs 25 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.
| Name: | MEMBERS COMMUNITY CREDIT UNION |
|---|---|
| Address: (Main Office) | 159 Colorado St MUSCATINE, IA 52761 |
| Phone: | (563) 264-7210 |
| Fax: | (563) 264-7126 |
| Website: | https://www.memberscommunitycu.org |
| Branches: | 2 branch locations |
| Members: | 8,057 |
| Credit Union Type: | Federally Insured State Chartered Credit Union |
| Charter Number: | 62683 |
|---|---|
| Membership Type: | State chartered natural person |
| Corporate Credit Union: | No |
| Year Opened: | 1957 |
| Last Audited: | Jun 01, 2025 |
| FHLB Member: | Yes |
| Low Income Designation: | No |
| Assets: | $92,840,010 |
| CEO/Manager: | Tim Chapman |
| Chairperson: | Megan Francis |
| ASSETS: | $ Amount |
|---|---|
| Cash & Equivalents | 8,653,565 |
| TOTAL INVESTMENTS | 0 |
| Loans Held for Sale | 469,500 |
| Real Estate Loans | 35,438,354 |
| Unsecured Loans | 2,257,268 |
| Other Loans | 23,083,452 |
| TOTAL LOANS | 60,779,074 |
| (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) | -246,688 |
| Land And Building | 2,739,854 |
| Other Fixed Assets | 398,828 |
| NCUSIF (National Credit Union Share Insurance Fund) Deposit | 747,771 |
| All Other Assets | 0 |
| TOTAL ASSETS | 92,840,010 |
| LIABILITIES & CAPITAL: | |
| Dividends Payable | 500 |
| Notes & Interest Payable | 2,500,000 |
| Accounts Payable & Other Liabilities | 1,515,843 |
| Uninsured Secondary Capital and Subordinated Debt Included in Net Worth | 0 |
| Share Drafts | 16,721,396 |
| Regular shares | 30,471,576 |
| All Other Shares & Deposits | 30,074,595 |
| TOTAL SHARES & DEPOSITS | 77,267,566 |
| TOTAL LIABILITIES | 81,283,909 |
| Regular Reserve | 0 |
| Other Reserves | 3,931,400 |
| Undivided Earnings | 7,624,701 |
| TOTAL EQUITY | 11,556,101 |
| TOTAL LIABILITIES, SHARES, & EQUITY | 92,840,010 |
| INCOME & EXPENSE | |
| Loan Income | 2,597,144 |
| Investment Income | 756,284 |
| Other Income | 519,400 |
| Total Employee Compensation & Benefits | 1,524,938 |
| NCUSIF (National Credit Union Share Insurance Fund) Premiums Expense | 0 |
| Total Other Operating Expenses | 1,420,337 |
| Non-operating Income & (Expense) | 0 |
| NCUSIF Stabilization Income | N/A |
| Provision for Loan/Lease Losses or Total Credit Loss Expense | 32,564 |
| Cost of Funds | 943,569 |
| NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM | N/A |
| Net Income (Loss) | 911,730 |
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