Sep, 30, 2025 — EMPLOYMENT SECURITY CREDIT UNION is a federally insured state chartered credit union headquartered in JEFFERSON CITY, MO with 1 branch location and about $99.71 million in total assets. Opened 87 years ago in 1939, EMPLOYMENT SECURITY CREDIT UNION has about 5,129 members and employs 11 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.
| Name: | EMPLOYMENT SECURITY CREDIT UNION |
|---|---|
| Address: (Main Office) | 400 E Miller St JEFFERSON CITY, MO 65101 |
| Phone: | (573) 636-5338 |
| Fax: | (573) 635-3806 |
| Website: | https://www.goodcu.org |
| Branches: | 1 branch locations |
| Members: | 5,129 |
| Credit Union Type: | Federally Insured State Chartered Credit Union |
| Charter Number: | 62598 |
|---|---|
| Membership Type: | State chartered natural person |
| Corporate Credit Union: | No |
| Year Opened: | 1939 |
| Last Audited: | Dec 01, 2024 |
| FHLB Member: | No |
| Low Income Designation: | No |
| Assets: | $99,708,690 |
| CEO/Manager: | Dana L Heet |
| Chairperson: | Cheryl D Linhardt |
| ASSETS: | $ Amount |
|---|---|
| Cash & Equivalents | 15,469,009 |
| TOTAL INVESTMENTS | 0 |
| Loans Held for Sale | 0 |
| Real Estate Loans | 7,736,070 |
| Unsecured Loans | 1,804,368 |
| Other Loans | 30,154,101 |
| TOTAL LOANS | 39,694,539 |
| (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) | -232,105 |
| Land And Building | 853,111 |
| Other Fixed Assets | 109,804 |
| NCUSIF (National Credit Union Share Insurance Fund) Deposit | 812,328 |
| All Other Assets | 0 |
| TOTAL ASSETS | 99,708,690 |
| LIABILITIES & CAPITAL: | |
| Dividends Payable | 30,868 |
| Notes & Interest Payable | 0 |
| Accounts Payable & Other Liabilities | 78,576 |
| Uninsured Secondary Capital and Subordinated Debt Included in Net Worth | 0 |
| Share Drafts | 15,315,447 |
| Regular shares | 49,982,732 |
| All Other Shares & Deposits | 22,151,236 |
| TOTAL SHARES & DEPOSITS | 87,449,416 |
| TOTAL LIABILITIES | 87,558,860 |
| Regular Reserve | 0 |
| Other Reserves | 10,819,778 |
| Undivided Earnings | 1,330,052 |
| TOTAL EQUITY | 12,149,830 |
| TOTAL LIABILITIES, SHARES, & EQUITY | 99,708,690 |
| INCOME & EXPENSE | |
| Loan Income | 1,566,826 |
| Investment Income | 1,193,270 |
| Other Income | 104,848 |
| Total Employee Compensation & Benefits | 561,504 |
| NCUSIF (National Credit Union Share Insurance Fund) Premiums Expense | 0 |
| Total Other Operating Expenses | 874,201 |
| Non-operating Income & (Expense) | 0 |
| NCUSIF Stabilization Income | N/A |
| Provision for Loan/Lease Losses or Total Credit Loss Expense | 163,095 |
| Cost of Funds | 732,526 |
| NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM | N/A |
| Net Income (Loss) | 886,768 |
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