Sep, 30, 2025 — MISSOURI ELECTRIC COOPERATIVES EMPL CREDIT UNION is a federally insured state chartered credit union headquartered in JEFFERSON CITY, MO with 1 branch location and about $359.38 million in total assets. Opened 51 years ago in 1975, MISSOURI ELECTRIC COOPERATIVES EMPL CREDIT UNION has about 13,605 members and employs 20 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.
| Name: | MISSOURI ELECTRIC COOPERATIVES EMPL CREDIT UNION |
|---|---|
| Address: (Main Office) | 2722 E McCarty St JEFFERSON CITY, MO 65101-4428 |
| Phone: | (573) 634-2595 |
| Fax: | (573) 635-9781 |
| Website: | https://www.mececu.com |
| Branches: | 1 branch locations |
| Members: | 13,605 |
| Credit Union Type: | Federally Insured State Chartered Credit Union |
| Charter Number: | 67739 |
|---|---|
| Membership Type: | State chartered natural person |
| Corporate Credit Union: | No |
| Year Opened: | 1975 |
| Last Audited: | Dec 01, 2024 |
| FHLB Member: | Yes |
| Low Income Designation: | No |
| Assets: | $359,383,276 |
| CEO/Manager: | Randy L Marks |
| Chairperson: | Kent Brown |
| ASSETS: | $ Amount |
|---|---|
| Cash & Equivalents | 590,227 |
| TOTAL INVESTMENTS | 0 |
| Loans Held for Sale | 992,500 |
| Real Estate Loans | 131,297,767 |
| Unsecured Loans | 12,013,535 |
| Other Loans | 80,946,391 |
| TOTAL LOANS | 224,257,693 |
| (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) | -108,000 |
| Land And Building | 0 |
| Other Fixed Assets | 587,123 |
| NCUSIF (National Credit Union Share Insurance Fund) Deposit | 2,525,864 |
| All Other Assets | 0 |
| TOTAL ASSETS | 359,383,276 |
| LIABILITIES & CAPITAL: | |
| Dividends Payable | 596,184 |
| Notes & Interest Payable | 15,154,613 |
| Accounts Payable & Other Liabilities | 1,011,641 |
| Uninsured Secondary Capital and Subordinated Debt Included in Net Worth | 0 |
| Share Drafts | 28,123,005 |
| Regular shares | 104,108,346 |
| All Other Shares & Deposits | 174,387,347 |
| TOTAL SHARES & DEPOSITS | 306,618,698 |
| TOTAL LIABILITIES | 323,381,136 |
| Regular Reserve | 0 |
| Other Reserves | -5,377,271 |
| Undivided Earnings | 41,379,411 |
| TOTAL EQUITY | 36,002,140 |
| TOTAL LIABILITIES, SHARES, & EQUITY | 359,383,276 |
| INCOME & EXPENSE | |
| Loan Income | 9,155,761 |
| Investment Income | 2,903,558 |
| Other Income | 152,762 |
| Total Employee Compensation & Benefits | 1,863,069 |
| NCUSIF (National Credit Union Share Insurance Fund) Premiums Expense | 0 |
| Total Other Operating Expenses | 1,396,846 |
| Non-operating Income & (Expense) | 0 |
| NCUSIF Stabilization Income | N/A |
| Provision for Loan/Lease Losses or Total Credit Loss Expense | 21,184 |
| Cost of Funds | 6,104,582 |
| NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM | N/A |
| Net Income (Loss) | 3,635,256 |
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