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National Credit Union Service Organization

NORTH STAR COMMUNITY CREDIT UNION

Sep, 30, 2025 — NORTH STAR COMMUNITY CREDIT UNION is a federally insured state chartered credit union headquartered in MADDOCK, ND with 13 branch locations and about $458.72 million in total assets. Opened 86 years ago in 1940, NORTH STAR COMMUNITY CREDIT UNION has about 22,145 members and employs 109 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.


ABA Routing Number: 291378774
Name:NORTH STAR COMMUNITY CREDIT UNION
Address:
(Main Office)
109 Central Ave N
MADDOCK, ND 58348
Phone:(701) 438-2222
Fax:(701) 438-2223
Website:https://www.northstarccu.com
Branches:13 branch locations
Members:22,145
Credit Union Type:Federally Insured State Chartered Credit Union
Charter Number:62563
Membership Type:State chartered natural person
Corporate Credit Union:No
Year Opened:1940
Last Audited:Dec 01, 2024
FHLB Member:Yes
Low Income Designation:No
Assets:$458,718,257
CEO/Manager:Bob Herrington
Chairperson:Michael Black

Call Report

  • International Remittances
  • Low Cost Wire Transfers

Financial Summary

» See also Statement of Financial Condition
ASSETS:$ Amount
Cash & Equivalents 16,157,778
TOTAL INVESTMENTS 0
Loans Held for Sale 0
 
 Real Estate Loans 113,917,652
 Unsecured Loans 11,281,624
 Other Loans 210,354,412
 TOTAL LOANS 336,290,734
 (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) -2,429,365
 Land And Building 15,931,298
 Other Fixed Assets 1,587,902
 NCUSIF (National Credit Union Share Insurance Fund) Deposit 3,520,081
 All Other Assets 196,412
  TOTAL ASSETS 458,718,257
LIABILITIES & CAPITAL:  
 Dividends Payable 1,584,495
 Notes & Interest Payable 15,850,000
 Accounts Payable & Other Liabilities 2,849,044
 Uninsured Secondary Capital and Subordinated Debt Included in Net Worth 0
 Share Drafts 76,128,018
 Regular shares 40,888,099
 All Other Shares & Deposits 262,403,800
  TOTAL SHARES & DEPOSITS 379,419,916
  TOTAL LIABILITIES 399,703,455
 Regular Reserve 0
 Other Reserves 9,087,214
 Undivided Earnings 49,927,588
  TOTAL EQUITY 59,014,802
  TOTAL LIABILITIES, SHARES, & EQUITY 458,718,257
INCOME & EXPENSE  
 Loan Income 17,465,536
 Investment Income 2,933,409
 Other Income 2,660,347
 Total Employee Compensation & Benefits 7,015,193
 NCUSIF (National Credit Union Share Insurance Fund) Premiums Expense 0
 Total Other Operating Expenses 5,120,939
 Non-operating Income & (Expense) 482,790
 NCUSIF Stabilization Income N/A
 Provision for Loan/Lease Losses or Total Credit Loss Expense 1,750,000
 Cost of Funds 6,398,731
 NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM N/A
Net Income (Loss) 3,749,367
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