Sep, 30, 2025 — COMMUNITY CREDIT UNION is a federally insured state chartered credit union headquartered in NEW ROCKFORD, ND with 3 branch locations and about $170.53 million in total assets. Opened 84 years ago in 1942, COMMUNITY CREDIT UNION has about 4,145 members and employs 11 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.
| Name: | COMMUNITY CREDIT UNION |
|---|---|
| Address: (Main Office) | 20 1st St N NEW ROCKFORD, ND 58356-2201 |
| Phone: | (701) 947-5011 |
| Fax: | (701) 947-5180 |
| Website: | https://www.community-credit-union.org/ |
| Branches: | 3 branch locations |
| Members: | 4,145 |
| Credit Union Type: | Federally Insured State Chartered Credit Union |
| Charter Number: | 61336 |
|---|---|
| Membership Type: | State chartered natural person |
| Corporate Credit Union: | No |
| Year Opened: | 1942 |
| Last Audited: | Jun 01, 2025 |
| FHLB Member: | No |
| Low Income Designation: | No |
| Assets: | $170,526,788 |
| CEO/Manager: | Barbara Messner |
| Chairperson: | Mike Yri |
| ASSETS: | $ Amount |
|---|---|
| Cash & Equivalents | 10,406,225 |
| TOTAL INVESTMENTS | 0 |
| Loans Held for Sale | 0 |
| Real Estate Loans | 20,375,027 |
| Unsecured Loans | 541,114 |
| Other Loans | 11,028,092 |
| TOTAL LOANS | 31,944,233 |
| (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) | -791,939 |
| Land And Building | 234,575 |
| Other Fixed Assets | 43,142 |
| NCUSIF (National Credit Union Share Insurance Fund) Deposit | 1,318,957 |
| All Other Assets | 0 |
| TOTAL ASSETS | 170,526,788 |
| LIABILITIES & CAPITAL: | |
| Dividends Payable | 990,160 |
| Notes & Interest Payable | 0 |
| Accounts Payable & Other Liabilities | 565,883 |
| Uninsured Secondary Capital and Subordinated Debt Included in Net Worth | 0 |
| Share Drafts | 27,215,815 |
| Regular shares | 14,971,472 |
| All Other Shares & Deposits | 98,026,219 |
| TOTAL SHARES & DEPOSITS | 140,213,506 |
| TOTAL LIABILITIES | 141,769,549 |
| Regular Reserve | 0 |
| Other Reserves | 28,400,000 |
| Undivided Earnings | 357,239 |
| TOTAL EQUITY | 28,757,239 |
| TOTAL LIABILITIES, SHARES, & EQUITY | 170,526,788 |
| INCOME & EXPENSE | |
| Loan Income | 1,399,199 |
| Investment Income | 2,153,443 |
| Other Income | 36,949 |
| Total Employee Compensation & Benefits | 638,318 |
| NCUSIF (National Credit Union Share Insurance Fund) Premiums Expense | 0 |
| Total Other Operating Expenses | 548,859 |
| Non-operating Income & (Expense) | 0 |
| NCUSIF Stabilization Income | N/A |
| Provision for Loan/Lease Losses or Total Credit Loss Expense | 0 |
| Cost of Funds | 2,072,334 |
| NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM | N/A |
| Net Income (Loss) | 331,459 |
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