Sep, 30, 2025 — TRI-CITIES CREDIT UNION is a federally insured state chartered credit union headquartered in GRAND HAVEN, MI with 3 branch locations and about $51.29 million in total assets. Opened 71 years ago in 1955, TRI-CITIES CREDIT UNION has about 3,590 members and employs 13 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.
| Name: | TRI-CITIES CREDIT UNION |
|---|---|
| Address: (Main Office) | 905 Pennoyer Ave GRAND HAVEN, MI 49417 |
| Phone: | (616) 842-6320 |
| Fax: | (616) 842-9064 |
| Website: | https://www.tricu.org |
| Branches: | 3 branch locations |
| Members: | 3,590 |
| Credit Union Type: | Federally Insured State Chartered Credit Union |
| Charter Number: | 62508 |
|---|---|
| Membership Type: | State chartered natural person |
| Corporate Credit Union: | No |
| Year Opened: | 1955 |
| Last Audited: | Nov 01, 2024 |
| FHLB Member: | No |
| Low Income Designation: | No |
| Assets: | $51,293,850 |
| CEO/Manager: | Kimberly A Hall |
| Chairperson: | Matt Pugh |
| ASSETS: | $ Amount |
|---|---|
| Cash & Equivalents | 5,462,639 |
| TOTAL INVESTMENTS | 0 |
| Loans Held for Sale | 0 |
| Real Estate Loans | 17,009,021 |
| Unsecured Loans | 1,351,812 |
| Other Loans | 11,617,437 |
| TOTAL LOANS | 29,978,270 |
| (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) | -198,377 |
| Land And Building | 912,307 |
| Other Fixed Assets | 67,397 |
| NCUSIF (National Credit Union Share Insurance Fund) Deposit | 403,543 |
| All Other Assets | 0 |
| TOTAL ASSETS | 51,293,850 |
| LIABILITIES & CAPITAL: | |
| Dividends Payable | 8,061 |
| Notes & Interest Payable | 0 |
| Accounts Payable & Other Liabilities | 366,921 |
| Uninsured Secondary Capital and Subordinated Debt Included in Net Worth | 0 |
| Share Drafts | 7,487,636 |
| Regular shares | 10,145,728 |
| All Other Shares & Deposits | 26,594,828 |
| TOTAL SHARES & DEPOSITS | 44,228,192 |
| TOTAL LIABILITIES | 44,603,174 |
| Regular Reserve | 0 |
| Other Reserves | 0 |
| Undivided Earnings | 6,690,676 |
| TOTAL EQUITY | 6,690,676 |
| TOTAL LIABILITIES, SHARES, & EQUITY | 51,293,850 |
| INCOME & EXPENSE | |
| Loan Income | 1,248,782 |
| Investment Income | 396,076 |
| Other Income | 190,097 |
| Total Employee Compensation & Benefits | 602,105 |
| NCUSIF (National Credit Union Share Insurance Fund) Premiums Expense | 0 |
| Total Other Operating Expenses | 612,142 |
| Non-operating Income & (Expense) | 0 |
| NCUSIF Stabilization Income | N/A |
| Provision for Loan/Lease Losses or Total Credit Loss Expense | 51,162 |
| Cost of Funds | 355,386 |
| NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM | N/A |
| Net Income (Loss) | 364,830 |
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