RIVERTOWN COMMUNITY FEDERAL CREDIT UNION is no longer an active credit union according to the NCUA. If available, you can view their website at https://www.rivertowncu.org for more information.
Sep, 30, 2025 — RIVERTOWN COMMUNITY FEDERAL CREDIT UNION is a federal credit union headquartered in GRANDVILLE, MI with 2 branch locations and about $77.16 million in total assets. Opened 77 years ago in 1949, RIVERTOWN COMMUNITY FEDERAL CREDIT UNION has about 5,190 members and employs 16 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.
| Name: | RIVERTOWN COMMUNITY FEDERAL CREDIT UNION |
|---|---|
| Address: (Main Office) | PO BOX 249 GRANDVILLE, MI 49468 |
| Phone: | (616) 406-2480 |
| Fax: | (616) 534-3597 |
| Website: | https://www.rivertowncu.org |
| Branches: | 2 branch locations |
| Members: | 5,190 |
| Credit Union Type: | Federal Credit Union |
| Charter Number: | 6164 |
|---|---|
| Membership Type: | Community credit unions, urban or rural, other than those designated 'low income' |
| Corporate Credit Union: | No |
| Year Opened: | 1949 |
| Last Audited: | Jun 01, 2022 |
| FHLB Member: | No |
| Low Income Designation: | No |
| Assets: | $77,162,990 |
| CEO/Manager: | Kristopher A Lewis |
| Chairperson: | Greg Golembiewski |
| ASSETS: | $ Amount |
|---|---|
| Cash & Equivalents | 5,624,939 |
| TOTAL INVESTMENTS | 0 |
| Loans Held for Sale | 0 |
| Real Estate Loans | 18,703,071 |
| Unsecured Loans | 3,773,499 |
| Other Loans | 17,939,316 |
| TOTAL LOANS | 40,415,886 |
| (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) | -266,653 |
| Land And Building | 2,125,747 |
| Other Fixed Assets | 135,715 |
| NCUSIF (National Credit Union Share Insurance Fund) Deposit | 633,344 |
| All Other Assets | 0 |
| TOTAL ASSETS | 77,162,990 |
| LIABILITIES & CAPITAL: | |
| Dividends Payable | 28,010 |
| Notes & Interest Payable | 0 |
| Accounts Payable & Other Liabilities | 824,784 |
| Uninsured Secondary Capital and Subordinated Debt Included in Net Worth | 0 |
| Share Drafts | 10,414,279 |
| Regular shares | 21,515,574 |
| All Other Shares & Deposits | 33,748,740 |
| TOTAL SHARES & DEPOSITS | 65,678,593 |
| TOTAL LIABILITIES | 66,531,387 |
| Regular Reserve | 0 |
| Other Reserves | 0 |
| Undivided Earnings | 10,631,603 |
| TOTAL EQUITY | 10,631,603 |
| TOTAL LIABILITIES, SHARES, & EQUITY | 77,162,990 |
| INCOME & EXPENSE | |
| Loan Income | 1,439,122 |
| Investment Income | 341,280 |
| Other Income | 378,824 |
| Total Employee Compensation & Benefits | 719,335 |
| NCUSIF (National Credit Union Share Insurance Fund) Premiums Expense | 0 |
| Total Other Operating Expenses | 1,081,660 |
| Non-operating Income & (Expense) | 0 |
| NCUSIF Stabilization Income | N/A |
| Provision for Loan/Lease Losses or Total Credit Loss Expense | 42,958 |
| Cost of Funds | 112,810 |
| NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM | N/A |
| Net Income (Loss) | 450,129 |
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