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National Credit Union Service Organization

C E S CREDIT UNION

Sep, 30, 2025 — C E S CREDIT UNION is a federally insured state chartered credit union headquartered in MOUNT VERNON, OH with 6 branch locations and about $231.93 million in total assets. Opened 74 years ago in 1952, C E S CREDIT UNION has about 17,537 members and employs 59 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.


ABA Routing Number: 244180537
Name:C E S CREDIT UNION
Address:
(Main Office)
1215 Yauger Rd
MOUNT VERNON, OH 43050-9233
Phone:(740) 397-1136
Fax:(740) 393-0713
Website:https://www.cescu.com
Branches:6 branch locations
Members:17,537
Credit Union Type:Federally Insured State Chartered Credit Union
Charter Number:62352
Membership Type:State chartered natural person
Corporate Credit Union:No
Year Opened:1952
Last Audited:Jun 01, 2025
FHLB Member:Yes
Low Income Designation:No
Assets:$231,931,998
CEO/Manager:Michael Copley
Chairperson:Jeff Wells

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Financial Summary

» See also Statement of Financial Condition
ASSETS:$ Amount
Cash & Equivalents 7,735,551
TOTAL INVESTMENTS 0
Loans Held for Sale 0
 
 Real Estate Loans 51,637,163
 Unsecured Loans 8,862,037
 Other Loans 69,116,889
 TOTAL LOANS 129,616,089
 (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) -361,163
 Land And Building 2,665,202
 Other Fixed Assets 1,049,023
 NCUSIF (National Credit Union Share Insurance Fund) Deposit 1,914,686
 All Other Assets 0
  TOTAL ASSETS 231,931,998
LIABILITIES & CAPITAL:  
 Dividends Payable 1
 Notes & Interest Payable 0
 Accounts Payable & Other Liabilities 2,219,904
 Uninsured Secondary Capital and Subordinated Debt Included in Net Worth 0
 Share Drafts 53,963,034
 Regular shares 100,300,593
 All Other Shares & Deposits 46,972,600
  TOTAL SHARES & DEPOSITS 201,236,227
  TOTAL LIABILITIES 203,456,132
 Regular Reserve 0
 Other Reserves 1,983,724
 Undivided Earnings 26,492,142
  TOTAL EQUITY 28,475,866
  TOTAL LIABILITIES, SHARES, & EQUITY 231,931,998
INCOME & EXPENSE  
 Loan Income 5,488,698
 Investment Income 2,163,177
 Other Income 1,097,274
 Total Employee Compensation & Benefits 3,305,902
 NCUSIF (National Credit Union Share Insurance Fund) Premiums Expense 0
 Total Other Operating Expenses 2,866,758
 Non-operating Income & (Expense) 0
 NCUSIF Stabilization Income N/A
 Provision for Loan/Lease Losses or Total Credit Loss Expense 117,008
 Cost of Funds 963,329
 NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM N/A
Net Income (Loss) 2,769,537
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