BELLE RIVER COMMUNITY CREDIT UNION is no longer an active credit union according to the NCUA. If available, you can view their website at https://www.brccu.com for more information.
Sep, 30, 2025 — BELLE RIVER COMMUNITY CREDIT UNION is a federally insured state chartered credit union headquartered in RICHMOND, MI with 1 branch location and about $28.31 million in total assets. Opened 90 years ago in 1936, BELLE RIVER COMMUNITY CREDIT UNION has about 1,746 members and employs 5 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.
| Name: | BELLE RIVER COMMUNITY CREDIT UNION |
|---|---|
| Address: (Main Office) | P.O. BOX 159 RICHMOND, MI 48062 |
| Phone: | (586) 727-6855 |
| Fax: | (586) 727-7460 |
| Website: | https://www.brccu.com |
| Branches: | 1 branch locations |
| Members: | 1,746 |
| Credit Union Type: | Federally Insured State Chartered Credit Union |
| Charter Number: | 62342 |
|---|---|
| Membership Type: | State chartered natural person |
| Corporate Credit Union: | No |
| Year Opened: | 1936 |
| Last Audited: | Dec 01, 2020 |
| FHLB Member: | No |
| Low Income Designation: | No |
| Assets: | $28,305,991 |
| CEO/Manager: | Victoria McIntosh L McIntosh |
| Chairperson: | Ronald Lathrop |
| ASSETS: | $ Amount |
|---|---|
| Cash & Equivalents | 4,503,501 |
| TOTAL INVESTMENTS | 18,645,000 |
| Loans Held for Sale | 0 |
| Real Estate Loans | 1,382,687 |
| Unsecured Loans | 162,574 |
| Other Loans | 2,874,402 |
| TOTAL LOANS | 4,419,663 |
| (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) | -12,378 |
| Land And Building | 430,550 |
| Other Fixed Assets | 16,588 |
| NCUSIF (National Credit Union Share Insurance Fund) Deposit | 221,025 |
| All Other Assets | 82,042 |
| TOTAL ASSETS | 28,305,991 |
| LIABILITIES & CAPITAL: | |
| Dividends Payable | 0 |
| Notes & Interest Payable | 0 |
| Accounts Payable & Other Liabilities | 65,609 |
| Uninsured Secondary Capital and Subordinated Debt Included in Net Worth | 0 |
| Share Drafts | 5,630,211 |
| Regular shares | 16,538,032 |
| All Other Shares & Deposits | 4,025,948 |
| TOTAL SHARES & DEPOSITS | 26,194,191 |
| TOTAL LIABILITIES | 26,259,800 |
| Regular Reserve | 497,769 |
| Other Reserves | 0 |
| Undivided Earnings | 1,548,422 |
| TOTAL EQUITY | 2,046,191 |
| TOTAL LIABILITIES, SHARES, & EQUITY | 28,305,991 |
| INCOME & EXPENSE | |
| Loan Income | 184,747 |
| Investment Income | 140,991 |
| Other Income | 71,266 |
| Total Employee Compensation & Benefits | 277,829 |
| NCUSIF (National Credit Union Share Insurance Fund) Premiums Expense | 0 |
| Total Other Operating Expenses | 337,741 |
| Non-operating Income & (Expense) | 0 |
| NCUSIF Stabilization Income | N/A |
| Provision for Loan/Lease Losses or Total Credit Loss Expense | 200 |
| Cost of Funds | 15,241 |
| NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM | N/A |
| Net Income (Loss) | -182,660 |
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