Sep, 30, 2025 — KENT COUNTY CREDIT UNION is a federally insured state chartered credit union headquartered in GRAND RAPIDS, MI with 2 branch locations and about $72.08 million in total assets. Opened 70 years ago in 1956, KENT COUNTY CREDIT UNION has about 4,973 members and employs 21 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.
| Name: | KENT COUNTY CREDIT UNION |
|---|---|
| Address: (Main Office) | 1619 Plainfield AVE NE GRAND RAPIDS, MI 49505-4703 |
| Phone: | (616) 336-3490 |
| Fax: | (616) 363-3666 |
| Website: | https://www.intandemcu.com |
| Branches: | 2 branch locations |
| Members: | 4,973 |
| Credit Union Type: | Federally Insured State Chartered Credit Union |
| Charter Number: | 62249 |
|---|---|
| Membership Type: | State chartered natural person |
| Corporate Credit Union: | No |
| Year Opened: | 1956 |
| Last Audited: | Sep 01, 2024 |
| FHLB Member: | Yes |
| Low Income Designation: | No |
| Assets: | $72,084,743 |
| CEO/Manager: | Kristen Plichta |
| Chairperson: | Jon Denhof |
| ASSETS: | $ Amount |
|---|---|
| Cash & Equivalents | 6,817,400 |
| TOTAL INVESTMENTS | 0 |
| Loans Held for Sale | 0 |
| Real Estate Loans | 25,106,341 |
| Unsecured Loans | 3,595,865 |
| Other Loans | 16,093,148 |
| TOTAL LOANS | 44,795,353 |
| (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) | -238,301 |
| Land And Building | 3,583,132 |
| Other Fixed Assets | 271,674 |
| NCUSIF (National Credit Union Share Insurance Fund) Deposit | 600,040 |
| All Other Assets | 0 |
| TOTAL ASSETS | 72,084,743 |
| LIABILITIES & CAPITAL: | |
| Dividends Payable | 8,382 |
| Notes & Interest Payable | 0 |
| Accounts Payable & Other Liabilities | 420,796 |
| Uninsured Secondary Capital and Subordinated Debt Included in Net Worth | 0 |
| Share Drafts | 9,172,942 |
| Regular shares | 23,290,274 |
| All Other Shares & Deposits | 30,600,284 |
| TOTAL SHARES & DEPOSITS | 63,063,500 |
| TOTAL LIABILITIES | 63,492,678 |
| Regular Reserve | 0 |
| Other Reserves | 951,239 |
| Undivided Earnings | 7,640,826 |
| TOTAL EQUITY | 8,592,065 |
| TOTAL LIABILITIES, SHARES, & EQUITY | 72,084,743 |
| INCOME & EXPENSE | |
| Loan Income | 2,024,178 |
| Investment Income | 501,366 |
| Other Income | 401,845 |
| Total Employee Compensation & Benefits | 1,108,518 |
| NCUSIF (National Credit Union Share Insurance Fund) Premiums Expense | 0 |
| Total Other Operating Expenses | 1,137,030 |
| Non-operating Income & (Expense) | -24 |
| NCUSIF Stabilization Income | N/A |
| Provision for Loan/Lease Losses or Total Credit Loss Expense | 96,838 |
| Cost of Funds | 503,920 |
| NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM | N/A |
| Net Income (Loss) | 462,002 |
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