Sep, 30, 2025 — TOTAL COMMUNITY CREDIT UNION is a federally insured state chartered credit union headquartered in TAYLOR, MI with 1 branch location and about $106.04 million in total assets. Opened 66 years ago in 1960, TOTAL COMMUNITY CREDIT UNION has about 6,584 members and employs 24 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.
| Name: | TOTAL COMMUNITY CREDIT UNION |
|---|---|
| Address: (Main Office) | 25155 Goddard Rd TAYLOR, MI 48180-3923 |
| Phone: | (313) 291-3300 |
| Fax: | (313) 291-6899 |
| Website: | https://www.tccu.us |
| Branches: | 1 branch locations |
| Members: | 6,584 |
| Credit Union Type: | Federally Insured State Chartered Credit Union |
| Charter Number: | 62245 |
|---|---|
| Membership Type: | State chartered natural person |
| Corporate Credit Union: | No |
| Year Opened: | 1960 |
| Last Audited: | Dec 01, 2024 |
| FHLB Member: | No |
| Low Income Designation: | No |
| Assets: | $106,044,231 |
| CEO/Manager: | Susette M Schirm |
| Chairperson: | Robert Merriman |
| ASSETS: | $ Amount |
|---|---|
| Cash & Equivalents | 14,368,328 |
| TOTAL INVESTMENTS | 0 |
| Loans Held for Sale | 0 |
| Real Estate Loans | 19,218,552 |
| Unsecured Loans | 5,558,663 |
| Other Loans | 20,403,250 |
| TOTAL LOANS | 45,180,465 |
| (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) | -541,478 |
| Land And Building | 2,130,959 |
| Other Fixed Assets | 386,136 |
| NCUSIF (National Credit Union Share Insurance Fund) Deposit | 854,297 |
| All Other Assets | 0 |
| TOTAL ASSETS | 106,044,231 |
| LIABILITIES & CAPITAL: | |
| Dividends Payable | 155,655 |
| Notes & Interest Payable | 0 |
| Accounts Payable & Other Liabilities | 1,257,452 |
| Uninsured Secondary Capital and Subordinated Debt Included in Net Worth | 0 |
| Share Drafts | 16,746,915 |
| Regular shares | 59,272,954 |
| All Other Shares & Deposits | 14,199,027 |
| TOTAL SHARES & DEPOSITS | 90,218,896 |
| TOTAL LIABILITIES | 91,632,003 |
| Regular Reserve | 0 |
| Other Reserves | -1,122,290 |
| Undivided Earnings | 15,534,518 |
| TOTAL EQUITY | 14,412,228 |
| TOTAL LIABILITIES, SHARES, & EQUITY | 106,044,231 |
| INCOME & EXPENSE | |
| Loan Income | 2,414,515 |
| Investment Income | 1,118,103 |
| Other Income | 596,796 |
| Total Employee Compensation & Benefits | 1,600,441 |
| NCUSIF (National Credit Union Share Insurance Fund) Premiums Expense | 0 |
| Total Other Operating Expenses | 1,185,178 |
| Non-operating Income & (Expense) | 0 |
| NCUSIF Stabilization Income | N/A |
| Provision for Loan/Lease Losses or Total Credit Loss Expense | 221,249 |
| Cost of Funds | 315,596 |
| NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM | N/A |
| Net Income (Loss) | 1,429,202 |
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