Sep, 30, 2025 — MARSHALL COMMUNITY CREDIT UNION is a federally insured state chartered credit union headquartered in MARSHALL, MI with 3 branch locations and about $351.23 million in total assets. Opened 75 years ago in 1951, MARSHALL COMMUNITY CREDIT UNION has about 16,225 members and employs 68 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.
| Name: | MARSHALL COMMUNITY CREDIT UNION |
|---|---|
| Address: (Main Office) | 839 W Green St MARSHALL, MI 49068 |
| Phone: | (269) 781-9885 |
| Fax: | (269) 781-8099 |
| Website: | https://www.marshallcommunitycu.com |
| Branches: | 3 branch locations |
| Members: | 16,225 |
| Credit Union Type: | Federally Insured State Chartered Credit Union |
| Charter Number: | 62160 |
|---|---|
| Membership Type: | State chartered natural person |
| Corporate Credit Union: | No |
| Year Opened: | 1951 |
| Last Audited: | Dec 01, 2024 |
| FHLB Member: | Yes |
| Low Income Designation: | No |
| Assets: | $351,229,248 |
| CEO/Manager: | Corrie Rozell |
| Chairperson: | Mark Garavalia |
| ASSETS: | $ Amount |
|---|---|
| Cash & Equivalents | 35,182,435 |
| TOTAL INVESTMENTS | 0 |
| Loans Held for Sale | 1,748,945 |
| Real Estate Loans | 182,369,683 |
| Unsecured Loans | 17,719,125 |
| Other Loans | 39,496,552 |
| TOTAL LOANS | 240,001,540 |
| (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) | -2,835,225 |
| Land And Building | 6,314,803 |
| Other Fixed Assets | 212,304 |
| NCUSIF (National Credit Union Share Insurance Fund) Deposit | 2,457,406 |
| All Other Assets | 0 |
| TOTAL ASSETS | 351,229,248 |
| LIABILITIES & CAPITAL: | |
| Dividends Payable | 63,998 |
| Notes & Interest Payable | 0 |
| Accounts Payable & Other Liabilities | 3,485,608 |
| Uninsured Secondary Capital and Subordinated Debt Included in Net Worth | 0 |
| Share Drafts | 60,161,384 |
| Regular shares | 63,917,204 |
| All Other Shares & Deposits | 166,797,468 |
| TOTAL SHARES & DEPOSITS | 290,876,057 |
| TOTAL LIABILITIES | 294,425,663 |
| Regular Reserve | 0 |
| Other Reserves | -2,373,235 |
| Undivided Earnings | 59,176,820 |
| TOTAL EQUITY | 56,803,585 |
| TOTAL LIABILITIES, SHARES, & EQUITY | 351,229,248 |
| INCOME & EXPENSE | |
| Loan Income | 11,857,184 |
| Investment Income | 2,463,390 |
| Other Income | 1,406,039 |
| Total Employee Compensation & Benefits | 4,126,812 |
| NCUSIF (National Credit Union Share Insurance Fund) Premiums Expense | 0 |
| Total Other Operating Expenses | 5,597,101 |
| Non-operating Income & (Expense) | -14,474 |
| NCUSIF Stabilization Income | N/A |
| Provision for Loan/Lease Losses or Total Credit Loss Expense | 792,404 |
| Cost of Funds | 3,560,247 |
| NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM | N/A |
| Net Income (Loss) | 4,312,910 |
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