Sep, 30, 2025 — OMNI COMMUNITY CREDIT UNION is a federally insured state chartered credit union headquartered in BATTLE CREEK, MI with 13 branch locations and about $607.05 million in total assets. Opened 74 years ago in 1952, OMNI COMMUNITY CREDIT UNION has about 46,468 members and employs 152 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.
| Name: | OMNI COMMUNITY CREDIT UNION |
|---|---|
| Address: (Main Office) | 3141 Capital Ave SW BATTLE CREEK, MI 49015 |
| Phone: | (269) 441-1400 |
| Fax: | (269) 441-1451 |
| Website: | https://www.omnicommunitycu.org |
| Branches: | 13 branch locations |
| Members: | 46,468 |
| Credit Union Type: | Federally Insured State Chartered Credit Union |
| Charter Number: | 60105 |
|---|---|
| Membership Type: | State chartered natural person |
| Corporate Credit Union: | No |
| Year Opened: | 1952 |
| Last Audited: | Dec 01, 2024 |
| FHLB Member: | Yes |
| Low Income Designation: | No |
| Assets: | $607,049,650 |
| CEO/Manager: | Mark J Cramer |
| Chairperson: | Robert Lambert |
| ASSETS: | $ Amount |
|---|---|
| Cash & Equivalents | 64,786,090 |
| TOTAL INVESTMENTS | 0 |
| Loans Held for Sale | 0 |
| Real Estate Loans | 165,345,357 |
| Unsecured Loans | 62,582,880 |
| Other Loans | 122,315,070 |
| TOTAL LOANS | 350,337,665 |
| (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) | -8,943,173 |
| Land And Building | 14,361,717 |
| Other Fixed Assets | 1,302,882 |
| NCUSIF (National Credit Union Share Insurance Fund) Deposit | 4,588,851 |
| All Other Assets | 328,737 |
| TOTAL ASSETS | 607,049,650 |
| LIABILITIES & CAPITAL: | |
| Dividends Payable | 0 |
| Notes & Interest Payable | 0 |
| Accounts Payable & Other Liabilities | 4,053,547 |
| Uninsured Secondary Capital and Subordinated Debt Included in Net Worth | 0 |
| Share Drafts | 98,786,935 |
| Regular shares | 173,177,094 |
| All Other Shares & Deposits | 234,104,706 |
| TOTAL SHARES & DEPOSITS | 506,068,736 |
| TOTAL LIABILITIES | 510,122,283 |
| Regular Reserve | 0 |
| Other Reserves | -3,961,015 |
| Undivided Earnings | 100,888,382 |
| TOTAL EQUITY | 96,927,367 |
| TOTAL LIABILITIES, SHARES, & EQUITY | 607,049,650 |
| INCOME & EXPENSE | |
| Loan Income | 19,587,557 |
| Investment Income | 4,539,664 |
| Other Income | 4,208,362 |
| Total Employee Compensation & Benefits | 9,859,979 |
| NCUSIF (National Credit Union Share Insurance Fund) Premiums Expense | 0 |
| Total Other Operating Expenses | 11,195,504 |
| Non-operating Income & (Expense) | 0 |
| NCUSIF Stabilization Income | N/A |
| Provision for Loan/Lease Losses or Total Credit Loss Expense | 3,735,000 |
| Cost of Funds | 3,008,609 |
| NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM | N/A |
| Net Income (Loss) | 6,887,251 |
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