Sep, 30, 2025 — CITY CREDIT UNION is a federally insured state chartered credit union headquartered in TUSCALOOSA, AL with 2 branch locations and about $19.54 million in total assets. Opened 76 years ago in 1950, CITY CREDIT UNION has about 1,518 members and employs 7 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.
| Name: | CITY CREDIT UNION |
|---|---|
| Address: (Main Office) | 2302 JACK WARNER PKWY TUSCALOOSA, AL 35401-1034 |
| Phone: | (205) 349-4209 |
| Fax: | (205) 349-4484 |
| Website: | https://www.ccutuscaloosa.com |
| Branches: | 2 branch locations |
| Members: | 1,518 |
| Credit Union Type: | Federally Insured State Chartered Credit Union |
| Charter Number: | 62062 |
|---|---|
| Membership Type: | State chartered natural person |
| Corporate Credit Union: | No |
| Year Opened: | 1950 |
| Last Audited: | Dec 01, 2024 |
| FHLB Member: | No |
| Low Income Designation: | No |
| Assets: | $19,538,008 |
| CEO/Manager: | Castie Kinard |
| Chairperson: | Lester Walker |
| ASSETS: | $ Amount |
|---|---|
| Cash & Equivalents | 1,294,323 |
| TOTAL INVESTMENTS | 0 |
| Loans Held for Sale | 0 |
| Real Estate Loans | 119,699 |
| Unsecured Loans | 1,315,006 |
| Other Loans | 11,003,520 |
| TOTAL LOANS | 12,438,225 |
| (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) | -248,597 |
| Land And Building | 173,339 |
| Other Fixed Assets | 52,975 |
| NCUSIF (National Credit Union Share Insurance Fund) Deposit | 142,412 |
| All Other Assets | 0 |
| TOTAL ASSETS | 19,538,008 |
| LIABILITIES & CAPITAL: | |
| Dividends Payable | 0 |
| Notes & Interest Payable | 0 |
| Accounts Payable & Other Liabilities | 219,678 |
| Uninsured Secondary Capital and Subordinated Debt Included in Net Worth | 0 |
| Share Drafts | 1,946,825 |
| Regular shares | 10,993,786 |
| All Other Shares & Deposits | 1,491,405 |
| TOTAL SHARES & DEPOSITS | 14,432,016 |
| TOTAL LIABILITIES | 14,651,694 |
| Regular Reserve | 0 |
| Other Reserves | 0 |
| Undivided Earnings | 4,886,314 |
| TOTAL EQUITY | 4,886,314 |
| TOTAL LIABILITIES, SHARES, & EQUITY | 19,538,008 |
| INCOME & EXPENSE | |
| Loan Income | 517,178 |
| Investment Income | 91,726 |
| Other Income | 114,645 |
| Total Employee Compensation & Benefits | 275,572 |
| NCUSIF (National Credit Union Share Insurance Fund) Premiums Expense | 0 |
| Total Other Operating Expenses | 247,988 |
| Non-operating Income & (Expense) | 0 |
| NCUSIF Stabilization Income | N/A |
| Provision for Loan/Lease Losses or Total Credit Loss Expense | 27,500 |
| Cost of Funds | 49,531 |
| NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM | N/A |
| Net Income (Loss) | 183,941 |
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