Sep, 30, 2025 — FILER CREDIT UNION is a federally insured state chartered credit union headquartered in MANISTEE, MI with 4 branch locations and about $249.50 million in total assets. Opened 75 years ago in 1951, FILER CREDIT UNION has about 13,077 members and employs 50 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.
| Name: | FILER CREDIT UNION |
|---|---|
| Address: (Main Office) | 1117 28th St MANISTEE, MI 49660 |
| Phone: | (231) 723-3400 |
| Fax: | (231) 723-7798 |
| Website: | https://www.filercu.com |
| Branches: | 4 branch locations |
| Members: | 13,077 |
| Credit Union Type: | Federally Insured State Chartered Credit Union |
| Charter Number: | 62010 |
|---|---|
| Membership Type: | State chartered natural person |
| Corporate Credit Union: | No |
| Year Opened: | 1951 |
| Last Audited: | Aug 01, 2025 |
| FHLB Member: | Yes |
| Low Income Designation: | No |
| Assets: | $249,502,967 |
| CEO/Manager: | KYLE GURZYNSKI |
| Chairperson: | Richard A Tetsworth |
| ASSETS: | $ Amount |
|---|---|
| Cash & Equivalents | 14,677,165 |
| TOTAL INVESTMENTS | 0 |
| Loans Held for Sale | 0 |
| Real Estate Loans | 85,542,837 |
| Unsecured Loans | 11,713,864 |
| Other Loans | 47,154,031 |
| TOTAL LOANS | 144,410,733 |
| (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) | -1,414,916 |
| Land And Building | 4,445,984 |
| Other Fixed Assets | 523,043 |
| NCUSIF (National Credit Union Share Insurance Fund) Deposit | 2,054,501 |
| All Other Assets | 0 |
| TOTAL ASSETS | 249,502,967 |
| LIABILITIES & CAPITAL: | |
| Dividends Payable | 86,390 |
| Notes & Interest Payable | 311,144 |
| Accounts Payable & Other Liabilities | 359,842 |
| Uninsured Secondary Capital and Subordinated Debt Included in Net Worth | 0 |
| Share Drafts | 40,557,241 |
| Regular shares | 91,516,941 |
| All Other Shares & Deposits | 89,408,686 |
| TOTAL SHARES & DEPOSITS | 221,482,868 |
| TOTAL LIABILITIES | 222,240,244 |
| Regular Reserve | 0 |
| Other Reserves | -3,712,548 |
| Undivided Earnings | 30,975,271 |
| TOTAL EQUITY | 27,262,723 |
| TOTAL LIABILITIES, SHARES, & EQUITY | 249,502,967 |
| INCOME & EXPENSE | |
| Loan Income | 5,923,216 |
| Investment Income | 2,039,563 |
| Other Income | 877,140 |
| Total Employee Compensation & Benefits | 2,405,567 |
| NCUSIF (National Credit Union Share Insurance Fund) Premiums Expense | 0 |
| Total Other Operating Expenses | 2,221,963 |
| Non-operating Income & (Expense) | 2,738 |
| NCUSIF Stabilization Income | N/A |
| Provision for Loan/Lease Losses or Total Credit Loss Expense | 613,633 |
| Cost of Funds | 1,995,946 |
| NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM | N/A |
| Net Income (Loss) | 2,384,286 |
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