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WEXFORD COMMUNITY CREDIT UNION

Dec, 31, 2023 — WEXFORD COMMUNITY CREDIT UNION is a federally insured state chartered credit union headquartered in CADILLAC, MI with 2 branch locations and about $79.64 million in total assets. Opened 71 years ago in 1953, WEXFORD COMMUNITY CREDIT UNION has about 8,530 members and employs 37 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.


ABA Routing Number: 272477322
Name:WEXFORD COMMUNITY CREDIT UNION
Address:
(Main Office)
1015 Wilcox St
CADILLAC, MI 49601
Phone:(231) 775-2081
Fax:
Website:https://www.wexccu.com
Branches:2 branch locations
Members:8,530
Credit Union Type:Federally Insured State Chartered Credit Union
Charter Number:65639
Membership Type:State chartered natural person
Corporate Credit Union:No
Year Opened:1953
Last Audited:Dec 01, 2022
FHLB Member:Yes
Low Income Designation:No
Assets:$79,644,073
CEO/Manager:Julie F Rushing
Chairperson:Margaret Elmore

Call Report

  • Credit Builder
  • First Time Homebuyer Program
  • International Remittances
  • Low Cost Wire Transfers

Financial Summary

» See also Statement of Financial Condition
ASSETS:$ Amount
Cash & Equivalents 5,030,602
TOTAL INVESTMENTS 0
Loans Held for Sale 1,814,752
 
 Real Estate Loans 20,256,920
 Unsecured Loans 7,793,886
 Other Loans 13,152,070
 TOTAL LOANS 41,324,160
 (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) -252,676
 Land And Building 1,223,924
 Other Fixed Assets 190,844
 NCUSIF Deposit 752,434
 All Other Assets 0
  TOTAL ASSETS 79,644,073
LIABILITIES & CAPITAL:  
 Dividends Payable 69,590
 Notes & Interest Payable 0
 Accounts Payable & Other Liabilities 731,567
 Uninsured Secondary Capital and Subordinated Debt Included in Net Worth 0
 Share Drafts 19,515,953
 Regular shares 44,264,130
 All Other Shares & Deposits 9,505,272
  TOTAL SHARES & DEPOSITS 73,285,355
  TOTAL LIABILITIES 74,086,512
 Regular Reserve 0
 Other Reserves -2,228,131
 Undivided Earnings 7,785,692
  TOTAL EQUITY 5,557,561
  TOTAL LIABILITIES, SHARES, & EQUITY 79,644,073
INCOME & EXPENSE  
 Loan Income 2,207,200
 Investment Income 906,749
 Other Income 704,591
 Total Employee Compensation & Benefits 2,115,328
 NCUSIF Premiums Expense 0
 Total Other Operating Expenses 1,544,208
 Non-operating Income & (Expense) 46,861
 NCUSIF Stabilization Income N/A
 Provision for Loan/Lease Losses or Total Credit Loss Expense 333,272
 Cost of Funds 233,078
 NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM N/A
Net Income (Loss) 420,135
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