Sep, 30, 2025 — MONTCALM PUBLIC EMPLOYEES CREDIT UNION is a federally insured state chartered credit union headquartered in EDMORE, MI with 1 branch location and about $25.09 million in total assets. Opened 60 years ago in 1966, MONTCALM PUBLIC EMPLOYEES CREDIT UNION has about 1,849 members and employs 5 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.
| Name: | MONTCALM PUBLIC EMPLOYEES CREDIT UNION |
|---|---|
| Address: (Main Office) | 1157 E Main St EDMORE, MI 48829-7302 |
| Phone: | (989) 427-5663 |
| Fax: | (989) 427-3773 |
| Website: | https://www.mpecreditunion.com |
| Branches: | 1 branch locations |
| Members: | 1,849 |
| Credit Union Type: | Federally Insured State Chartered Credit Union |
| Charter Number: | 61999 |
|---|---|
| Membership Type: | State chartered natural person |
| Corporate Credit Union: | No |
| Year Opened: | 1966 |
| Last Audited: | Sep 01, 2024 |
| FHLB Member: | No |
| Low Income Designation: | No |
| Assets: | $25,093,290 |
| CEO/Manager: | Lisa J Longnecker |
| Chairperson: | William L Moore |
| ASSETS: | $ Amount |
|---|---|
| Cash & Equivalents | 1,373,908 |
| TOTAL INVESTMENTS | 0 |
| Loans Held for Sale | 0 |
| Real Estate Loans | 0 |
| Unsecured Loans | 807,146 |
| Other Loans | 6,639,567 |
| TOTAL LOANS | 7,446,713 |
| (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) | -32,738 |
| Land And Building | 21,027 |
| Other Fixed Assets | 113 |
| NCUSIF (National Credit Union Share Insurance Fund) Deposit | 184,189 |
| All Other Assets | 41,633 |
| TOTAL ASSETS | 25,093,290 |
| LIABILITIES & CAPITAL: | |
| Dividends Payable | 0 |
| Notes & Interest Payable | 0 |
| Accounts Payable & Other Liabilities | 17,382 |
| Uninsured Secondary Capital and Subordinated Debt Included in Net Worth | 0 |
| Share Drafts | 2,764,564 |
| Regular shares | 12,282,420 |
| All Other Shares & Deposits | 5,790,888 |
| TOTAL SHARES & DEPOSITS | 20,837,872 |
| TOTAL LIABILITIES | 20,855,254 |
| Regular Reserve | 0 |
| Other Reserves | 0 |
| Undivided Earnings | 4,238,036 |
| TOTAL EQUITY | 4,238,036 |
| TOTAL LIABILITIES, SHARES, & EQUITY | 25,093,290 |
| INCOME & EXPENSE | |
| Loan Income | 389,471 |
| Investment Income | 386,349 |
| Other Income | 19,503 |
| Total Employee Compensation & Benefits | 255,660 |
| NCUSIF (National Credit Union Share Insurance Fund) Premiums Expense | 0 |
| Total Other Operating Expenses | 139,846 |
| Non-operating Income & (Expense) | 0 |
| NCUSIF Stabilization Income | N/A |
| Provision for Loan/Lease Losses or Total Credit Loss Expense | 96,000 |
| Cost of Funds | 181,856 |
| NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM | N/A |
| Net Income (Loss) | 158,950 |
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