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National Credit Union Service Organization

ISABELLA COMMUNITY CREDIT UNION

Dec, 31, 2023 — ISABELLA COMMUNITY CREDIT UNION is a federally insured state chartered credit union headquartered in MT PLEASANT, MI with 4 branch locations and about $191.67 million in total assets. Opened 66 years ago in 1958, ISABELLA COMMUNITY CREDIT UNION has about 13,389 members and employs 51 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.


ABA Routing Number: 272483015
Name:ISABELLA COMMUNITY CREDIT UNION
Address:
(Main Office)
2400 S Isabella RD
MT PLEASANT, MI 48858
Phone:(989) 773-5927
Fax:(989) 773-8757
Website:https://www.iccuonline.com
Branches:4 branch locations
Members:13,389
Credit Union Type:Federally Insured State Chartered Credit Union
Charter Number:61318
Membership Type:State chartered natural person
Corporate Credit Union:No
Year Opened:1958
Last Audited:Mar 01, 2023
FHLB Member:No
Low Income Designation:No
Assets:$191,665,027
CEO/Manager:Jenny Hoyle
Chairperson:Tina Powell

Call Report

  • First Time Homebuyer Program
  • Low Cost Wire Transfers

Financial Summary

» See also Statement of Financial Condition
ASSETS:$ Amount
Cash & Equivalents 11,915,453
TOTAL INVESTMENTS 0
Loans Held for Sale 0
 
 Real Estate Loans 66,756,294
 Unsecured Loans 9,708,402
 Other Loans 33,785,742
 TOTAL LOANS 110,332,077
 (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) -537,693
 Land And Building 3,335,392
 Other Fixed Assets 447,427
 NCUSIF Deposit 1,727,311
 All Other Assets 0
  TOTAL ASSETS 191,665,027
LIABILITIES & CAPITAL:  
 Dividends Payable 71,971
 Notes & Interest Payable 0
 Accounts Payable & Other Liabilities 2,346,553
 Uninsured Secondary Capital and Subordinated Debt Included in Net Worth 0
 Share Drafts 33,273,936
 Regular shares 55,614,477
 All Other Shares & Deposits 85,497,473
  TOTAL SHARES & DEPOSITS 174,385,886
  TOTAL LIABILITIES 176,807,773
 Regular Reserve 0
 Other Reserves -2,350,494
 Undivided Earnings 17,207,748
  TOTAL EQUITY 14,857,254
  TOTAL LIABILITIES, SHARES, & EQUITY 191,665,027
INCOME & EXPENSE  
 Loan Income 5,456,997
 Investment Income 1,402,106
 Other Income 1,317,847
 Total Employee Compensation & Benefits 3,327,129
 NCUSIF Premiums Expense 0
 Total Other Operating Expenses 3,492,346
 Non-operating Income & (Expense) 117,506
 NCUSIF Stabilization Income N/A
 Provision for Loan/Lease Losses or Total Credit Loss Expense 515,047
 Cost of Funds 2,117,892
 NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM N/A
Net Income (Loss) 341,368
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