Sep, 30, 2025 — MONMOUTH COUNTY POSTAL EMPLOYEES CREDIT UNION is a federally insured state chartered credit union headquartered in RED BANK, NJ with 1 branch location and about $22.41 million in total assets. Opened 98 years ago in 1928, MONMOUTH COUNTY POSTAL EMPLOYEES CREDIT UNION has about 1,026 members and employs 3 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.
| Name: | MONMOUTH COUNTY POSTAL EMPLOYEES CREDIT UNION |
|---|---|
| Address: (Main Office) | 171 Broad St RED BANK, NJ 07701-2057 |
| Phone: | (732) 219-0009 |
| Fax: | (732) 219-5269 |
| Website: | https://www.monmouthpostalcu.org |
| Branches: | 1 branch locations |
| Members: | 1,026 |
| Credit Union Type: | Federally Insured State Chartered Credit Union |
| Charter Number: | 61872 |
|---|---|
| Membership Type: | State chartered natural person |
| Corporate Credit Union: | No |
| Year Opened: | 1928 |
| Last Audited: | May 01, 2025 |
| FHLB Member: | No |
| Low Income Designation: | No |
| Assets: | $22,410,887 |
| CEO/Manager: | Catherine J Costa |
| Chairperson: | Eileen Rubano |
| ASSETS: | $ Amount |
|---|---|
| Cash & Equivalents | 874,228 |
| TOTAL INVESTMENTS | 0 |
| Loans Held for Sale | 0 |
| Real Estate Loans | 1,742,697 |
| Unsecured Loans | 347,890 |
| Other Loans | 872,225 |
| TOTAL LOANS | 2,962,812 |
| (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) | -28,381 |
| Land And Building | 115,260 |
| Other Fixed Assets | 0 |
| NCUSIF (National Credit Union Share Insurance Fund) Deposit | 188,909 |
| All Other Assets | 0 |
| TOTAL ASSETS | 22,410,887 |
| LIABILITIES & CAPITAL: | |
| Dividends Payable | 0 |
| Notes & Interest Payable | 0 |
| Accounts Payable & Other Liabilities | -5,224 |
| Uninsured Secondary Capital and Subordinated Debt Included in Net Worth | 0 |
| Share Drafts | 702,839 |
| Regular shares | 10,631,362 |
| All Other Shares & Deposits | 6,535,185 |
| TOTAL SHARES & DEPOSITS | 17,869,386 |
| TOTAL LIABILITIES | 17,864,162 |
| Regular Reserve | 0 |
| Other Reserves | 657,447 |
| Undivided Earnings | 3,889,278 |
| TOTAL EQUITY | 4,546,725 |
| TOTAL LIABILITIES, SHARES, & EQUITY | 22,410,887 |
| INCOME & EXPENSE | |
| Loan Income | 125,513 |
| Investment Income | 422,139 |
| Other Income | 2,353 |
| Total Employee Compensation & Benefits | 142,265 |
| NCUSIF (National Credit Union Share Insurance Fund) Premiums Expense | 0 |
| Total Other Operating Expenses | 217,107 |
| Non-operating Income & (Expense) | 7,314 |
| NCUSIF Stabilization Income | N/A |
| Provision for Loan/Lease Losses or Total Credit Loss Expense | 0 |
| Cost of Funds | 188,366 |
| NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM | N/A |
| Net Income (Loss) | 9,581 |
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