Sep, 30, 2025 — KEMBA CREDIT UNION is a federally insured state chartered credit union headquartered in WEST CHESTER, OH with 14 branch locations and about $1.73 billion in total assets. Opened 92 years ago in 1934, KEMBA CREDIT UNION has about 130,227 members and employs 297 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.
| Name: | KEMBA CREDIT UNION |
|---|---|
| Address: (Main Office) | 5600 Chappell Crossing Blvd WEST CHESTER, OH 45069 |
| Phone: | (513) 762-5070 |
| Fax: | |
| Website: | https://www.kemba.com |
| Branches: | 14 branch locations |
| Members: | 130,227 |
| Credit Union Type: | Federally Insured State Chartered Credit Union |
| Charter Number: | 61810 |
|---|---|
| Membership Type: | State chartered natural person |
| Corporate Credit Union: | No |
| Year Opened: | 1934 |
| Last Audited: | Dec 01, 2024 |
| FHLB Member: | Yes |
| Low Income Designation: | No |
| Assets: | $1,728,750,624 |
| CEO/Manager: | Daniel L Sutton |
| Chairperson: | Thomas J Thole |
| ASSETS: | $ Amount |
|---|---|
| Cash & Equivalents | 146,400,043 |
| TOTAL INVESTMENTS | 0 |
| Loans Held for Sale | 4,177,600 |
| Real Estate Loans | 785,246,740 |
| Unsecured Loans | 88,329,064 |
| Other Loans | 532,470,652 |
| TOTAL LOANS | 1,415,536,848 |
| (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) | -8,037,603 |
| Land And Building | 52,553,323 |
| Other Fixed Assets | 3,934,946 |
| NCUSIF (National Credit Union Share Insurance Fund) Deposit | 13,914,537 |
| All Other Assets | 2,959,495 |
| TOTAL ASSETS | 1,728,750,624 |
| LIABILITIES & CAPITAL: | |
| Dividends Payable | 233,360 |
| Notes & Interest Payable | 30,000,000 |
| Accounts Payable & Other Liabilities | 24,823,975 |
| Uninsured Secondary Capital and Subordinated Debt Included in Net Worth | 0 |
| Share Drafts | 221,398,950 |
| Regular shares | 237,574,771 |
| All Other Shares & Deposits | 1,023,218,188 |
| TOTAL SHARES & DEPOSITS | 1,482,191,909 |
| TOTAL LIABILITIES | 1,537,249,244 |
| Regular Reserve | 0 |
| Other Reserves | -242,216 |
| Undivided Earnings | 191,743,596 |
| TOTAL EQUITY | 191,501,380 |
| TOTAL LIABILITIES, SHARES, & EQUITY | 1,728,750,624 |
| INCOME & EXPENSE | |
| Loan Income | 58,612,823 |
| Investment Income | 8,608,175 |
| Other Income | 4,253,316 |
| Total Employee Compensation & Benefits | 19,251,007 |
| NCUSIF (National Credit Union Share Insurance Fund) Premiums Expense | 0 |
| Total Other Operating Expenses | 15,469,511 |
| Non-operating Income & (Expense) | 210,168 |
| NCUSIF Stabilization Income | N/A |
| Provision for Loan/Lease Losses or Total Credit Loss Expense | 5,655,976 |
| Cost of Funds | 31,760,566 |
| NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM | N/A |
| Net Income (Loss) | 6,061,934 |
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