Sep, 30, 2025 — BIRMINGHAM-BLOOMFIELD CREDIT UNION is a federally insured state chartered credit union headquartered in AUBURN HILLS, MI with 9 branch locations and about $332.31 million in total assets. Opened 95 years ago in 1931, BIRMINGHAM-BLOOMFIELD CREDIT UNION has about 24,022 members and employs 86 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.
| Name: | BIRMINGHAM-BLOOMFIELD CREDIT UNION |
|---|---|
| Address: (Main Office) | 3501 Hamlin Rd AUBURN HILLS, MI 48326 |
| Phone: | (248) 814-4000 |
| Fax: | |
| Website: | https://www.michiganunitedcu.org |
| Branches: | 9 branch locations |
| Members: | 24,022 |
| Credit Union Type: | Federally Insured State Chartered Credit Union |
| Charter Number: | 61698 |
|---|---|
| Membership Type: | State chartered natural person |
| Corporate Credit Union: | No |
| Year Opened: | 1931 |
| Last Audited: | Dec 01, 2024 |
| FHLB Member: | No |
| Low Income Designation: | No |
| Assets: | $332,308,615 |
| CEO/Manager: | Andrew Staley |
| Chairperson: | Richard Perry |
| ASSETS: | $ Amount |
|---|---|
| Cash & Equivalents | 10,557,512 |
| TOTAL INVESTMENTS | 0 |
| Loans Held for Sale | 0 |
| Real Estate Loans | 62,515,535 |
| Unsecured Loans | 11,075,701 |
| Other Loans | 146,260,576 |
| TOTAL LOANS | 220,141,544 |
| (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) | -662,463 |
| Land And Building | 9,523,183 |
| Other Fixed Assets | 1,248,969 |
| NCUSIF (National Credit Union Share Insurance Fund) Deposit | 2,828,206 |
| All Other Assets | 0 |
| TOTAL ASSETS | 332,308,615 |
| LIABILITIES & CAPITAL: | |
| Dividends Payable | 0 |
| Notes & Interest Payable | 0 |
| Accounts Payable & Other Liabilities | 2,130,124 |
| Uninsured Secondary Capital and Subordinated Debt Included in Net Worth | 0 |
| Share Drafts | 58,038,673 |
| Regular shares | 119,084,887 |
| All Other Shares & Deposits | 112,734,368 |
| TOTAL SHARES & DEPOSITS | 289,857,928 |
| TOTAL LIABILITIES | 291,988,052 |
| Regular Reserve | 0 |
| Other Reserves | 23,874,693 |
| Undivided Earnings | 16,445,870 |
| TOTAL EQUITY | 40,320,563 |
| TOTAL LIABILITIES, SHARES, & EQUITY | 332,308,615 |
| INCOME & EXPENSE | |
| Loan Income | 8,597,319 |
| Investment Income | 3,179,281 |
| Other Income | 814,218 |
| Total Employee Compensation & Benefits | 5,529,265 |
| NCUSIF (National Credit Union Share Insurance Fund) Premiums Expense | 0 |
| Total Other Operating Expenses | 4,183,206 |
| Non-operating Income & (Expense) | 0 |
| NCUSIF Stabilization Income | N/A |
| Provision for Loan/Lease Losses or Total Credit Loss Expense | -629,886 |
| Cost of Funds | 1,337,076 |
| NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM | N/A |
| Net Income (Loss) | 3,269,573 |
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